TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6331 14:56 AM FILED 8/31/2026 11 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 10/28/2008 MERCEDES R. HENRIQUEZ AND FRANCISCO TRISTAN, WIFE AND HUSBAND Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MCLP Asset Company, Inc. (“MERS”) SOLELY AS A NOMINEE FOR OVERLAND MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: ER 009-45 HARRIS Page: 0719 Instrument No: 20080542929 Mortgage Servicer: Mortgage Servicer’s Address: Fay Servicing, LLC is representing the Current Beneficiary/Mortgagee 1601 LBJ Freeway, under a servicing agreement with the Current Beneficiary/Mortgagee. Farmers Branch, TX 75234 Date of Sale:_11/3/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: Bayou City Event Center, Magnolia South Ballroom, 940] Knight Road, Houston TX 77045 OR IN THE AREA IESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT ONE (1), IN BLOCK TWO (2), OF HERITAGE VILLAGE, SECTION THREE (3), A SUBDIVISION IN HARRIS COUNTY, TEXAS, ROP. CODE §51,0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby successor substitute trustees and appoints in their stead, Auction.com, LLC, Patricia Poston, Chris Poston, Amar Sood, Sandy The Substitute Trustee wil ie property by public to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express pli cept as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are i dependent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable bidding is opened for the first sale of the day held by Substitute Trustee. lucting lic auction. Any such further conditions shail be announced before THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) N'ELFIED, SEL PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON S HIS ICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DU [TARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIV! SENDER OF THIS NOTICE IMMEDIATELY. Dated: 8/28/2026 Dated: August 31, 2026 Chris Poston Printed Name: Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP ¢/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attomeys for Fay Servicing, LLC bttps.//sules.mecarthyholthus.com/ MH File Number: TX-26-127594-POS Loan Type: FHA