TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6907 FILED 9/16/2026 9:08:50 AM T.S. # 2026-22273-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEEF’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THIE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the origina! trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustces of Texas, LIC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 sth Strect, Suite 205, Huntington Beach, California 92648, as Substitute Trustec, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. |. Date, Time, and Place of Sale, Date: 11/3/2026 the afta most 2. Property To Be Sold. LOT 2, BLOCK 1, OF LEGA HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF OF THE PLAT RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 12307 SIERRA BLUFF DRIVE HOUSTON, TX 77014 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 11/30/2023 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 12/1/2023 under County Clerk’s File No RP-2023-453952, in Book -- and Page -- The subject Deed of Trust was modified by Loan Modification recorded 08/29/2025 as Instrument No. RP- 2025-342529 in the Real Property Records of Harris County, Texas. Grantor(s): FRANKLIN ROOSEVELT JOYNER JR. AND DANYELLE C JOYNER, HUSBAND AND WIFE Original Trustee: Angela R Hernandez. Original Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR DH MORTGAGE COMPANY, LTD., [TS SUCCESSORS AND ASSIGNS Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6907 FILED 9/16/2026 9:08:50 AM TOS. # 2026-22273-1X 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS 1S, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee's deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:/;www.fincen.gow/rre-faqs#D_ 5 or https://www.federalregister.gov/documents/2024/08/29/2024- 19198/anti-money- laundering-regulations-for-residential-real-estate-transfers, 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $253,321.00, executed by FRANKLIN ROOSEVELT JOYNER JR. AND DANYELLE C JOYNER, HUSBAND AND WIFE, and payable to the order of MORTGAGE TRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEL FOR DHI MORTGAGE COMPANY, LTD., ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. ervicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. agee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer ollect debt and a of any resulting foreclosure of the lien securing the Property referenced above. ge C A oration as Mort viceg,,represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporati 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 c Assert and protect your rights as a member of the armed forces of the United States. on active military duty, including active military duty as a member of the Texas National Guar of another state or as a member of a reserve component of the armed forces of the United States, please sen notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 9/14/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://(www.xome.com or Contact (800) 758-8052