TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4131 FILED 6/12/2026 9:32:28 AM T.S. #: 2026-24943-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. signed, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, es the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, eom, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, f Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5% untington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties stee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct rovided. to the beneficiary therein. 1. Date, Time, and Place o; Date: 8/4/20: Time: The earliest ti sale is 10:00 AM, or within three (3) hours after that time. Place: — Harris County Cotriho ollowing location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EV KNIGHT RD, HOUSTO ir if the preceding area is no longer the designated area, at the area most recently designate: o 2. Property To Be Sold. LOT FIVE (5) IN BLOC (3) GREENSBROOK, SECTION FIVE (5), A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TQ#fH POR PLAT THEREOF RECORDED UNDER FILM CODE NO. 545220 OF THE MAP RECORDS OF HARRIS ‘Y, TEXAS. Commonly known as; 12422 GREENMESA DR HOUSTON, TX 016 and recorded in the lerk’s File RP-2016-467759, 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dat office of the County Clerk of Harris County, Texas, recorded on 10/17/2016 under Coun in Book -- and Page -- The subject Deed of Trust was modified by Loan Modification reco’ and recorded on 02/26/2020 and further modified by Loan Modification recorded as Instrume on 07/22/2022 and further modified by Loan Modification recorded as Instrument RP-2023-279408 a and further modified by Loan Modification recorded as Instrument RP-2024-182002 and recorded on’6 modified by Loan Modification recorded as Instrument RP-2025-174821 and recorded on 05/09/2025 in Records of Harris County, Texas. Grantor(s): Tina M. Cruz, an unmarried person Original Trustee: Black, Mann and Graham, LLP Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4131 FILED 6/12/2026 9:32:28 AM T.S. #: 2026-24943-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqgs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $167,201.00, executed by Tina M. Cruz, an unmarried person, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, its successors and assigns; (2) all renewals and nsions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the i ms, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer niste; ulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation rtgage Servicer, r ts the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PRWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 6/10/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052