NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATIONFROMANYINSTRUMENT THATTRANSFERSANINTERESTIN REAL PROPERTY BEFORE IT IS .FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER, NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY. INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: September 21, 2026 NOTE: Note described as follows: o i r Date: December 26, 2019 i Maker: Ronald Moyo s., n Original Principal Amount: $ 338,817.00 rrl = 9 DEED OF TRUST: Deed ofTrust described as follows: v •• v r? , Date: December 26, 2019cn Grantor: Ronald Mnyn Marrieri to Mara H. Guadalupe C.arrasqu1lIo Trustee: Thomas E. Black, Jr. Beneficiary: NewRez LLC d/b/a Shellpoint Mortgage Servicing successor to original lender Recorded: INSTRUMENT NO. 20200102000001980 WHICH WAS RECORDED IN THE OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS. CURRENT MORTGAGEE: NewRez LLC d/b/a ShellpointMortgage Servicing BORROWERS: Ronald Moyo PROPERTY: Theproperty described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL Page 1of5PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPTANYAND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Carol Dunmon, Mary Mancuso, Michele Ilreha, SShheelllleeyyOOrrttoollaannii, Francesca 0rtolani, David Stockman,Brenda IigbJ>Donna Stockmn>Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, JeffBenton, Leslie Shuler, Bonny Mounger, Robin Shelton, Bonnie Mounger, David Garvin, Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC Substitute Trustee' sMailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: December 1, 2026, the first Tuesday of the month, to commence at 10:00 AM, or within three( 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: In COLLIN County, Texas, THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE, OR IF THE PRECEDING AREA ISNO LONGER THEDESIGNATED AREA,AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT. RECITALS Lender, the owner and holder ofthe Note and the Deed ofTrust lien under Texas Property Code Section51. 002, has requested thatSubstitute Trustee sell the Property according to the terms of the Deed ofTrust and applicable law due to a default in the payment ofthe Note and/or in the performance ofthe obligationsunder the Deed ofTrustthat secures theNote. Formal notice is now given ofLender's election to proceed against and sell the real property described in the Deed ofTrust, consistent with the Lender' s rights and remedies under the Deed ofTrust and applicable law. Therefore, notice is given that on the Date andTime ofSubstitute Trustee' s Sale ofProperty and at the Place of Substitute Trustee's Sale of Property, I, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed ofTrust and applicable law. The 54K d11U GU11vGyeuLG of L11G Property W111 be subject LU all 1llaLLGlb UI record applicable LU the Propertythatare superior to the Deed ofTrustandto anypermitted exceptions to title described Page 2 of5 3in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties oftitle required by the Deed of Trust. The Property will be sold AS IS; WHERE IS, AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES nF THE UNITEiI STATES. IF YOU nR YOUR SPOUSE. is SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE- DUTY MILITARY SERVICE TO PETITIONER OR PETITIONER' S ATTORNEY IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed ofTrust described as follows: Date: December 26, 2019 Grantor: Ronald Moyo Married to Dara H. Guadalupe Carrasquillo Trustee: Thomas E. Black, Jr. Beneficiary: NewRez LLC d/b/a Shellpoint Mortgage Servicing successor to original lender Recorded: INSTRUMENT NO. 20200102000001980 WHICH WAS RECORDED IN THE OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUSTAND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SA VEAND EXCEPT ANYAND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. ST ruSTTTi TTTi' TRUSTTi'T. f'urnl Tlu:mon Mary Ttdaneuo,, Micheelele Flrehw Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, JeffBenton, Leslie Shuler, Bonny Mounger, Robin Shelton, Bonnie Mounger, David Garvin, Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC Substitute Trustee' s Mailing Address: cio Settlerou 3333 Lee Parkway, 8th Floor Page 3 of5Dallas, Texas 75219 Each Substitute Trustee is appointed effective as of September 21, 2026, pursuant to Texas Property Code § 51. 0075 to succeed to all title, powers, and duties of the original or successor trustees under the Deed ofTrust. Appointment ofSubstitute Trustees: By: Name: J. Garth Fennegan, Attorney NewRez LLC THE STATE OF TEXAS COUNTY OF DALLAS BEFORE ME, the undersigned authority, on this day appeared J. Garth Fennegan, and after being by me duly sworn, stated that they executed the foregoing instrument for the purposes and consideration therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE on 6P.) fds, 44( (912026. rnY', NYJEF nEESE Notary Pu1lic; State ofTexas o- Notary Public. State o1 Texas Comm. Expires 01. 21-2029 0 Notary ID 12261571 Notice ofSale executed by: ll . ere., _ n. Name: Jeff Benton Substitute Trustee Page 4 of5EXHIBIT A BEING LOT 20, BLOCK A, OF HEIGHLANDS NORTH PHASE 1, AN ADDITION TO THE CITY OF PLANO, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME B, PAGE 233, OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS, Page5of5