NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEEtSI IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: May 29, 2026 NOTE: Note described as follows: Date: December 26, 2019 Maker: RONALD MOYO NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING Payee: successor to the original lender Original Principal Amount: 338,817.00 DEED OF TRUST: Deed ofTrust described as follows: Date: December 26, 2019 RONALD MOYO; DARA H GUADALUPE CARRASQUILLO Grantors: Trustee: THOMAS E. BLACK, JR. NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING Beneficiary: successor to the original lender INSTRUMENT NO. 20200102000001980, WHICH WAS RECORDED Recorded: IN THE REAL PROPERTY RECORDS OF COLLIN COUNTY, TEXAS. LENDER: NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING ry 5 n p r-,a BORROWER: RONALD MOYO o PROPERTY: The property described as follows: n 4' a r _ CPm 2s ran intes Page l of 5 c 0 25-2287THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: JEFF BENTON, BONNIE MOUNGER, GUY WIGGS, DAVID STOCKMAN, DONNA STOCKMAN, JANET PINDER, JAMIE DWORSKY, ANGELA BROWN, LESLIE SHULER, ROBIN SHELTON, DAVID GARVIN, XOME INC., TEJAS CORPORATE SERVICES, LLC, NFPDS-TX LLC Substitute Trustee' s Mailing Address: do SettlePou 3333 Lee Parkway, Eighth Floor Dallas, TX 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: AUGUST 4, 2026, the first Tuesday of the month, to commence at 10:00 AM, or within three( 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: In COLLIN County, Texas, AT THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071 OR AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONER' S COURT. RECITALS Lender, the owner and holder of the Note and the Deed of Trust lien under Texas Property Code Section 51. 002, has requested that Substitute Trustee sell the Property according to the terms of the Deed of Trust and applicable law due to a default in the payment of the Note and/or in the performance ofthe obligations under the Deed ofTrust that secures the Note. Formal notice is now given of Lender' s election to proceed against and sell the real property described in the Deed ofTrust, consistent with Lender's rights and remediesunder the Deed of Trust and applicable law. Therefore, notice is given that on the Date and Time of Substitute Trustee' s Sale of Property and at the Place of Substitute Trustee' s Sale of Property, I, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed of Trust and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the Page 2 of 5 25-2287Property that are superior to the Deed of Trust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties oftitle required by the Deed ofTrust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed ofTrust described as follows: Date: December 26, 2019 Grantors: RONALD MOYO; DARA H GUADALUPE CARRASQUILLO Trustee: THOMAS E. BLACK, JR. Beneficiary: NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING successor to the original lender Recorded: INSTRUMENT NO. 20200102000001980, WHICH WAS RECORDED IN THE REAL PROPERTY RECORDS OF COLLIN COUNTY, TEXAS. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: JEFF BENTON, BONNIE MOUNGER, GUY WIGGS, DAVID STOCKMAN, DONNA STOCKMAN, JANET PINDER, JAMIE DWORSKY, ANGELA BROWN, LESLIE SHULER, ROBIN SHELTON, DAVID GARVIN, XOME INC., TEJAS CORPORATE SERVICES, LLC, NFPDS- TX LLC Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, TX 75219 Page 3 of5 25-2287Each Substitute Trustee is appointed effective as ofMAY 29, 2026, pursuant to Texas Property Code § 51. 0075 to succeed to all title, powers. and duties ofthe original or successor trustees under the Deed ofTrust. Appointment of Substitute Trustees: 126. By Name: William , t. nnings, A rney for NEWREZ . LL.0 D/ B/ A SHEELLPOINT MORTGAGE SERVICING THE STATE OF TEXAS COUNTY OF DALLAS BEFORE ME, the undersigned authority, on this day appeared WILLIAM JENNINGS and' after being by me duly sworn, stated that he executed the foregoing instrument for the purposes and consideration therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE on MAY 29, 2026 NYJER REESE Y' • 6s'_Notary Public, State of Texas Comm. Expires 01-21-2029 Nott ' Or State of"f + s tof `` Notary ID 12251571 Notice ofSale executed by: Name: Jeff Benton Substitute Trustee Page 4 of5 25-2287EXHIBIT A BEING LOT 20, BLOCK A, OF HIGHLANDS NORTH PHASE I, AN ADDITION TO THE CITY OF PLANO, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME B, PAGE 233, OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS. Page 5 of 5 25-2287