TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4687 FILED 7/2/2026 9:20:49 AM NOTICE OF DEF, FORECLOSURE SALE WHEREAS, on November 14, 2011, ace: le Rate Home Equity Conversion Deed of Trust (“Reverse Mortgage”) was executed by M. UNDS, as mortgagor in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR URBAN FINANCIAL GROUP, INC.. 3SSORS AND ASSIGNS, as mortgagee and ALAN E. SOUTH, ATTORNEY AT LAW, as recorded on November 22, 2011 under Clerk’ s Instrument Number 20110491828 y records of Harris County, Texas. rustee, 4 e real prop WHEREAS, the Reverse Mortgage was insuréd Inited States Secretary of Housing and Urban Development (the “Secretary”) pursuant to,the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the is now owned by the Secretary, pursuant to an assignment dated November 10, 2017, a1 November 21, 2017, under Clerk's Instrument Number RP-2017-513970 in the real property records of Harris County, Texas; and WHEREAS, a default has been made in the covenants and conditions of the Reverse Mortgage in that the Mortgagors are now deceased; and WHEREAS, by virtue of the default, the Secretary has declared the entire amount of the indebtedness secured by the Reverse Mortgage to be immediately due.and payable; NOW THEREFORE, pursuant to powers vested in me 1994, 12 U.S.C. 3751 et seq., by 24 CFI and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on in Dallas County under Clerk’s File Number 20070369306, notice is hereby given that on August 4, 2026, at 12:00 PM local time or no later than three hours thereafter, all real and personal proper in connection with the following described premises (“Property”) will be sold at pul ‘the highest bidder: the Single Family Mortgage Foreclosure Act of TED IN THE STATE OF TEXAS, AS FOLLOWS: THE LAND DESCRIBED HERI COUNTY OF HARRIS, AND IS DES LOT TWENTY-THREE (23) SUBDIVISION IN HARRIS PLAT THEREOF RECO: RECORDS OF HARRIS C TY, TEXAt (6) OF RAVENSWAY SOUTH, A S, ACCORDING TO THE MAP OR IE 285, PAGE 24, OF THE MAP Commonly known as: 13406 RAVEN: YPRESS, TX 77429, The sale will be held in Harris County, ing location: AT THE MAGNOLIA SOUTH BALLROOM OF THE BAYOU CITY R LOCATED AT 9401 KNIGHT ROAD, HOUSTON, TX 77045 PER ORDER RECO! IN CLERK'S FILE NO. RP-2023-304925, or if the preceding area is no longer the design: area, at the,area most recently designated by the County ~ Commissioner's Court. or as designat ‘commissioners Court. The Secretary of Housing and Urban bid $254,125.93. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share Sf any estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders must submit a deposit totaling $25,412.59 in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the succggpful big.is oral, a deposit of $25,412.59 must be presented before the bidding is closed, The deposit is lable. The remainder of the purchase price must be delivered within 30 days of the sale ther time as the Secretary may determine for good cause shown, time being of the essence. 1 bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conyg all real estate and other taxes that are due on or after the delivery date of the remainder of all other costs associated with the transfer of title. At the conclusion of the sale, the de} essful bidders will be returned to them. which to deliver the remainder of the payment. All a fee of $500.00, paid in advance. The extension fee shall be ible to the Secretary of HUD. If the high bidder period, the unused portion of the extension fee The Secretary may grant an extension’6 extensions will be for 15-day incre: in the form of a certified or cashier’: closes the sale prior to the expiration of a1 shall be applied toward the amount. 26-000013-430-1  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4687 20:49 AM FILED 7/2/2026 9 If the high bidder is unable to close the sale within the required period, or within any extension of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, - or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be paid in full prior the scheduled sale is $254,125.93, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of- pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. f payment by certified or cashier's check or application for cancellation of the foreclosure sale Ten shall Besubmitted to th of the Foreclosure Commissioner provided below. july 1, 2026 L, Keller Mackie ' Foreclosure Commissioner Mackie Wolf Zientz & Mann, P.C. Parkway Office Center, Suite 900 14160 Dallas Parkway Dallas, TX 75254 (214) 635-2650 (214) 635-2686 Fax 26-000013-430-1