Doc# 20261000095 08/20/2026 01:32 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk | 0 8 1 26-03171 13600 SHAVANO ARROW, SAN ANTONIO, TX 78230 NOTICE OF FORECLOSURE SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Property: The Property to be sold is described as follows: Lot 46, Block 1, New City Block 18614, Shavano Ridge, Unit 2, in the City of San Antonio, Bexar County, Texas, according to plat thereof recorded in Volume 9525, Page 52, Deed and Plat Records of Bexar County, Texas. Security Instrument: Deed of Trust dated February 23, 2022 and recorded on March 1, 2022 at Instrument Number 20220051458 in the real property records of BEXAR County, Texas, which contains a power of sale. Sale Information: November 3, 2026, at 10:00 AM, or not later than three hours thereafter, at the area located outside on the west side of the Bexar County Courthouse which is near the intersection of East Nueva Street and the closed portion of South Main Avenue, San Antonio, Texas, or as designated by the County Commissioners Court. Terms of Sale: Public auction to highest bidder for cash. In accordance with Texas Property Code section 51.009, the Property will be sold as is, without any expressed or implied warranties, except as to warranties of title, and will be acquired by the purchaser at its own risk. In accordance with Texas Property Code section 51.0075, the substitute trustee reserves the right to set additional, reasonable conditions for conducting the sale and will announce the conditions before bidding is opened for the first sale of the day held by the substitute trustee. Obligation Secured: The Deed of Trust executed by AP LOUIS GARZA JR secures the repayment of a Note dated February 23, 2022 in the amount of $307,030.00. PENNYMAC LOAN SERVICES, LLC, whose address is c/o PennyMac Loan Services, LLC, P.O. Box 30597, Los Angeles, CA 90030, is the current mortgagee of the Deed of Trust and Note and PennyMac Loan Services, LLC is the current mortgage servicer for the mortgagec. Pursuant to a servicing agreement and Texas Property Code section 51.0025, the mortgagee authorizes the mortgage servicer to administer the foreclosure on its behalf. Substitute Trustee: In accordance with Texas Property Code section 51.0076 and the Security Instrument referenced above, mortgagee and mortgage servicer’s attorney appoint the substitute trustees listed below. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. A 4884287 Doc# 20261000095 08/20/2026 01:32 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk /s/ Justin Ritchie ( ] le 4 ™ : Justin Ritchie, Attorney at Law Substitute Trustee(s): Clay Golden, Douglas Rodgers, Texas Bar No. 24145898 David Ackel, John Sisk, Travis Kaddatz, Israel Curtis, ixsalesieamad decubasiowis.com Matthew Hansen, Ramiro Cuevas, Joshua Sanders, De Cubas & Lewis, P.C. Cary Corenblum, Daniel Hart, Auction.com LLC||Cassie Martin, Alexis Martin, Martha 3313 W Commercial Blvd, Suite F-150, Fort Rossington, Reyn Rossington, Shelby Martin, Terri Lauderdale, FL 33309 Martin, Agency Sales and Posting LLC Phone: (954) 453-0365 Fax: (469) 518-4972 c/o De Cubas & Lewis, P.C. 3313 W Commercial Blvd, Suite F-150, Fort Lauderdale, FL 33309 Certificate of Posting 1, Ale XLS Martin __, declare under penalty of perjury that on the ZO day of August , 2024, I filed and posted this Notice of Foreclosure Sale in accordance with the requirements of BEXAR County, Texas and Texas Property Code sections 51.002(b\(1) and 51.002(b)(2). FILE INFORMATION Document Number: 20261000095 Date/Time: 8/20/2026 1:32:10 PM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00