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Foreclosure Notice*
1400 Somerset Dr, Mckinney, TX 75072
26-008613
NOTICE OF! SUBSTITUTE] TRUSTEE' S SALE
Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are or your
spouse isservingon active military duty, includingactive military dutyas a memberofthe Texas National
Guard or the National Guard ofanother state or as a member ofa reserve component ofthe armed forces of
the United States, please send written notice ofthe active duty military service to the sender ofthis notice
immediately.
1. Date, Time, and Place ofSale.
Date: 09/01/ 2026
Time: Between 10:00 AM- 1: 00 PM and beginningnot earlierthan 10:00 AM and ending not
later than three hours thereafter.
Place: The area designated by the Commissioners Court ofCollin County, pursuant to§ 51.002
ofthe Texas Property Code asamended: ifno area is designated by theCommissioners'
Court, the sale will be conducted in the area immediately adjacent( next) to the location
where this Notice ofTrustee's Sale was posted.
2. Terms of Sale. Highest bidder for cash.
3. Instrument to be Foreclosed. The Instrumentto be foreclosed is the Deed ofTrustorContract Lien dated
December 29, 2005 and recorded in the real property records ofCollin County, TX and is recorded under Clerk's
Book 06078, Page 01909 with Nicole Edwards and LatoyaEdwards( grantor(s)) andMortgage Electronic
Registration Systems, Inc., as nominee for DHI Mortgage Company Ltd, its successors and assigns mortgagee to
which reference is herein made for all purposes.
4. Obligations Secured. Deed ofTrust or Contract Lien executed by Nicole Edwards and Latoya Edwards,
securing the payment ofthe indebtedness in the original amount of$ 175,005.00, and obligations therein described
including but not limited to the promissory note and all modifications, renewals and extensions ofthe promissory
note. Wells Fargo Bank, N.A is the current mortgagee ofthe note and Deed ofTrust or Contract Lien.
5. Property to be Sold. LOT 15, BLOCK" A", SOMERSET, AN ADDITION TO THE CITY OF MCKINNEY,
COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME N,
PAGE 142, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS.
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r..6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa
servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code§ 51.002,
the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure ofthe lien
securing the Property referenced above. Wells Fargo Home Mortgage, as Mortgage Servicer, is representing the
current Mortgagee whose address is:
Wells Fargo Bank, N.A
11625 N Community House Rd
Charlotte, NC 28277
7. Substitute Trustee(s) Appointed to Conduct Sale. In accordance with Texas Property Code §51. 0076, the
undersigned attorney for the mortgage servicer has named and appointed, and by these presents does name and
appoint Kirk Schwartz Esq., or Carson Emmons, Esq., or Lori Long, Esq., or Jonathan Sawyer, Esq., or AWEST, or
Agency Sales and Posting LLC, whose address is 7500 Dallas Pkwy# 200, Plano, TX 75024 OR AUCTION. COM
LLC, or Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC, or Abstracts/ Trustees ofTexas, LLC, or
Tejas Corporate Services, LLC, as Substitute Trustee to act under and by virtue ofsaid Deed ofTrust.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THESECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF
SALE. THE PERSON SIGNING THIS NOTICE IS THEATTORNEY ORAUTHORIZED AGENT OF
THE MORTGAGEE OR MORTGAGE SERVICER.
Please beadvised that the trustee will require any entity or trust bidder at this trustee's sale to provide beneficial
ownership information, documentation, and written certification as required under FinCEN's Anti-Money
Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing
on orafter March I, 2026. This requirement applies where the purchaser is alegal entity( including an LLC,
corporation, orpartnership) oratrust, and the transfer is not financedby an institutional lendersubjectto existing
anti-mo' ey laundering requirements. The required information and certification must be provided to the trustee prior
to issua ce ofthe trustee's deed upon sale. No trustee's deed will be issued for acovered transfer until all required
FinCE information.has beenreceived and certified.Additional information regardingthese regulations and
require transferee disclosures can be found at:
htt) s://‘ tiww.fincen. 00v/rre and https:// www.fincen.gov/rre-fags
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June 2 , 2026 c _ c 1
Executed on Exed d on
Long
s/ Lori Liane It' _ C
James E. Albertelli, P.A. SUBSTITUTE TRU T E
Kirk Schwartz, Esq. Agency Sales and Pos i LLC, or AUCTION. COM
Carson Emmons, Esq. LLC, or Tejas Corporate Services, LLC
Lori Liane Long, Esq. 7500 Dallas Pkwy# 200
Jonathan Sawyer, Esq. Plano, TX 75024
6565 N. MacArthur, Suite 470
Irving,TX 75039CERTIFICATE OF POSTING
My name is and my address is 7500 Dallas Pkwy# 200, Plano, TX 75024. I
declare underpenalty ofperjury that on I filed atthe office ofthe Collin
County Clerk and caused to be posted at the Collin County courthouse this notice ofsale.
Declarants Name:
Date: