T.S.#: 2026- 25584- TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN TIC SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHE MORTGAGEE ORMORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code § 51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC,Auction.com, LLC,Xome Inc.,Tejas Corporate Services, LLC,NFPDS-TXLLC,Agency Sales andPosting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC, orany one ofthem, do Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place ofSale. Date: 9/1/2026 Time: Theearliest time thesalewillbegin is 10:00AM,orwithinthree( 3) hours afterthattime. Place: Collin County Courthouse, Texas, at the following location: The front steps of the Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT TWO (2) BLOCK P, OF CYPRESS BEND NO. 2, AN ADDITION TO THE CITY OF PRINCETON, IN COLLIN COUNTY, TEXAS ACCORDING TO THE FINAL PLAT THEREOF, RECORDED IN VOLUME 2016, PAGE 91 OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS, CORRECTED BY CERTIFICATE FILED FOR RECORD UNDER COLLIN COUNTY CLERK' SFILE NO. 20160209000153080. Commonly known as: 1402 ENGLEMANN DRIVE PRINCETON, TX 75407 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 9/26/2019 and recorded in the office of the County Clerk of Collin County, Texas, recorded on 9/27/2019 under County Clerk' s File No 20190927001204730, inBook-- and Page-- inthe RealProperty Records ofCollin County, Texas. Grantor( s): MICHAEL O. SAIKI AND SPOUSE, ENEYUFUO IDOWU SANNI Original Trustee: Gregory Graham Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for NTFN, Inc., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation u.i o r c m ins Tri r .x CO4. Terms of Sale. The sale will be conducted as apublic auction to the highest bidder for cash, subject to the provisions of the Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to §51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties of title ( if any) provided forunderthe Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder(" purchaser") at this trustee' s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective fortransfers ofresidential real property to covered transferees on or after 3/ 1/ 2026. If applicable, therequired informationmustbeprovidedtothe trusteebeforeatrustee'sdeedwillbeissuedforcoveredtransfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www.fincen.gov/rre-fags#D_5 or https:// www.federalregister. gov/documents/ 2024/08/29/2024- 19198/ anti-money- laundering- regulations- for-residential- real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein ( collectively, the " Obligations"), including, but not limited to: ( 1) the promissory note in the original principal amount of $232,323.00, executed by MICHAEL O. SAIKI AND SPOUSE, ENEYUFUO IDOWU SANNI, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for NTFN, Inc., its successors and assigns; ( 2) all renewals and extensions ofthe note; and( 3) any and all present and future indebtedness ofthe Trustor(s) to the current holder ofthe Obligations, secured by the Deed ofTrust. Default has occurred in the payment ofthe indebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sellthe Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: do Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and protect your rights as a member of the armed forces of the United States. If von are or your spouse is serving on active military duty. including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written noticeofthe active-duty military serviceto thesenderofthis noticeimmediately. NESTOR SOLUTIONS, LLC, as attorney- in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 7/13/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: ( 888) 403- 4115 Fax:( 888) 345- 5501 For sale information visit: https:// www.xome. com or Contact( 800) 758- 8052 T.S.#: 2026- 25584- TX