rI9^ 5 CrD 2L: sm 8' ' 5 STe;+: COUNTY CLER160000010957215 141 COLLIN ST COLLIN ri IPtj;', TEXAS ANNA, TX 75409 DEPUTY NOTICE OF( SUBSTITUTE! TRUSTEE' S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice ofthe active duty military service to the sender ofthis notice immediately. 1. Date, Time, and Place of Sale. Date: December 01, 2026 The sale wiillll begin at 1 1 0 V : . 0 V 0 v AM or not later than ttuhhurreeeehours aaufate.ri thattime. Place: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE or as designated by the county commissioners. 2. Terms ofSale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated March 20, 2020 and recorded in Document INSTRUMENT NO. 20200406000490270; AS AFFECTED BY LOAN MODIFICATION AGREEMENT INSTRUMENT NO. 20220322000452670 AND 2022000153902 real property records of COLLIN County, Texas, with CHARLES ARMELIN IV AN UNMARRIED MAN AND DENISE WEST AN UNMARRIED WOMAN, grantor( s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.(" MERS") AS NOMINEE, mortgagee. 4. Obligations Secured. Deed of Trust or Contract Lien executed by CHARLES ARMELIN IV AN UNMARRIED MAN AND DENISE WEST AN UNMARRIED WOMAN, securing the payment of the indebtednesses in the original principal amount of S222, 312.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. Iv1IDFIRST BANK is the current mortgagee of the note and Deed ofTrust or Contract Lien. 5. Property to Be Sold., The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK, as Mortgage Servicer, is representing the current mortgagee, whose address is: c/o MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK 999 N.W. GRAND BLVD STE 110 OKLAHOMA CITY, OK 73 118-6077 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII FCTX_ NTSS.rpt( 1I/17/2020)-S Ver-03 NTSS00000010957215 PageI of300000010957215 141 COLLIN ST ANNA, TX 75409 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed AUCTION. COM, LLC AND BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP whose address is do BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trusteetoconduct and direct theexecution ofremedies setaside tothe beneficiary therein. Israel Saucedo Certificate ofPosting My name is Jeff Benton and my address is c/o 4004 Belt Line Road, Suite 100, Addison, Texas 75001- 4320. I declare under penalty of perjury that on 09/24/26 I filed at the office oftheCOLLIN County Clerk and caused to be posted attheCOLLIN County courthouse this notice ofsale. Jeff Benton Declarants Name: Date:Q9/24/26 FCTX_NTSS. rot II1117/2020)-S Ver.03 Page 2of300000010957215 141 COLLIN ST ANNA, TX 75409 COLLIN 00000010957215 EXHIBIT";A" 0" OF NORTHPOINTE CROSSING, PHASE 3 WEST, AN ADDITION TO THE CITY OF ANNA, COLLIN LOT 7, IN BLOCK " COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 2018. PAGE 589 OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS. FCTX_ NTSS. rpt( II/1712020)- S Ver-03 Page 3of3