TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5428 FILED 7/24/2026 1:54:17 PM T.S. #: 2026-25545-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5% Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 10/6/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three (3) hour: Place: Harris County Courthouse, Texas, at the followi ion: 9401 Knig! THE BAYOU CITY EVE JA‘S$OUTH BALLR' EA T , TX 770: e 2 area is no lon e aréa most recently designated by 5 a toners Court. a ‘0 Be Sold. LOT SE -EI (78), IN BLOCK ONE (1), OF SUNSET RIDGE SECTION EIGHT (8), 3 TO#THE P OR PLAT THEREOF, RECORDED UNDER FILM CODE NO. 689700 OF THE MAP Ai RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 15130 MISTY SUMMER LN HUMBLE, TX 77346 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 7/24/2020 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 7/29/2020 under County Clerk’s File No RP-2020-339078, in Book -- and Page --_ in the Real Property Records of Harris County, Texas. Grantor(s): MUKESH BABWAH AND HEAMWATTIE KISHUN BABWAH, HUSBAND AND WIFE Original Trustee: MICHAEL BURNS, ATTORNEY AT LAW Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for JNC Mortgage Company, Inc., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5428 FILED 7/24/2026 1:54:17 PM T.S. #: 2026-25545-TX 4. Terms of Sale. The sale will be conducted as a public augti ighest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have*the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to 09 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or im anties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirement: trustee’s sale may be required to provide information, doc! and entity and trust purchasers should be prepared to pro’ reporting requirements effective for transfers of resident applicable, the required information must be provided to the trustéé Additional information regarding these regulations and https://www.fincen.gov/rre-faqgs#D_5 or — https://ww laundering-regulations-for-residential-real-estate-transfer: e be advised that the highest bidder (“purchaser”) at this atts d/or certification as mandated by applicable federal law, | ownership information as may be required by federal ea perty to covered transferees on or after 3/1/2026. If before a trustee’s deed will be issued for covered transfers. ansferee information and certifications can be found at er.gov/documents/2024/08/29/2024-19198/anti-money- 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $251,313.00, executed by MUKESH BABWAH AND HEAMWATITIE KISHUN BABWAH, HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for JNC Mortgage Company, Inc., its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligatigns, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is no lugéand payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property debtedness. 7. Mortgage Servicer Information. The Mortgage.Se agreement with the Mortgagee. Pursuant to the Servic Agree ent and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any rest areclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represénts the current mortgagee, whose address is: thorized to represent the Mortgagee by virtue of a servicing c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 s of the United States. If you are or your spouse is servin. ember of the Texas National Guard or the National Guard of another state or as a member of a reserve camponent of the armed forces of the United States, please send written notice of the active-duty military service to the NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION Dated: 7/24/2026 Christopher K. Baxter ior Vice President as Bar No. 90001747 214 5th Street, Suite 205 juntington Beach, California 92648 one: (888) 403-4115 Fax: (888) 345-5501 For sale information =_", or Contact (800) 758-8052