F ! L E D Vylla Solutions, LLC P.O. Box 3309 Anaheim, California 92803 2026 APR - 9 PM 21 59 For Sale Information: (888) 313- 1969 For Reinstatement Requests: 1- 866-874-5860 STACEY KEMP Pay Off Requests: 1- 800-561- 4567 COUNTY CLERK COLLI COUNTY. TEXAS TS#: 25- 38257 BY: DEPUTY NOTICE OF SUBSTITUTE TRUSTEE' S SALE WHEREAS, on 5/ 15/2013, Benjamin Taylor Floyd and Diana Rachelle Floyd, Husband and Wife, as Grantor/ Borrower, executed and delivered that certain Deed ofTrust, in favor of Charles A. Brown, Attorney, as Trustee, JPMorgan Chase Bank,N.A.,as Beneficiary which deed oftrust secures the paymentofthat certain promissory note ofeven date therewith in the original amount of $ 109,308.00, payable to the order ofJPMorgan Chase Bank, N.A., which Deed ofTrust is Recorded on 5/23/2023 as Volume 20130523000705260, Book, Page , in Collin County, Texas, Deed ofTrust covers all ofthe real property, personal property, and fixtures described therein, including, but not limited to, all the following described property, rights and interests( the" Property"), to-wit; Lot 32, Block 9, ofthe Newport Harbor addition, Phase III, an addition to the City ofWylie, Collin County,Texas, according to the plat thereof recorded in Cabinet K, Slide 536, ofthe Plat Records ofCollin County, Texas. Commonly known as: 1528 CORAL REEF LN WYLIE, TX 75098 WHEREAS, the Trustee named in the Deed ofTrust having been removed, the legal holder ofthe indebtedness described in the Deed ofTrustappointed Dustin George, Auction.com, LLC, Agency Sales and Posting LLC, Xome Inc., Prestige Posting and Publishing, LLC, Tejas Corporate Services LLC, orany one ofthem, as Substitute Trustee( each being referred to as the" Substitute Trustee"), upon the contingency and in the manner authorized by the Deed ofTrust: and WHEREAS, defaults have occurred in the covenants ofthe Deed ofTrust, monetary or otherwise, and the indebtedness secured by and described in the Deed ofTrust is now wholly due, and Carrington Mortgage Services, LLC whose address is 500 N. State College Blvd., Suites 1030, 1300& 1400, Orange, CA 92868, is acting as the mortgage servicer for Carrington Mortgage Services, LLC, which is the mortgagee ofthe Note and Deed ofTrust or mortgage and the legal holder ofsuch indebtedness and the liens securing same has requested either one ofthe Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions ofthe Deed of Trust. Carrington Mortgage Services, LLC is authorized to represent the mortgagee by virtue ofa written servicing agreement with the mortgagee. Pursuant to that agreement and Texas Property Code Section 51. 0025, Carrington Mortgage Services, LLC is authorized to administer the foreclosure referenced herein. NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 7/7/2026 at 10:00 AM, orno later than three( 3) hours after such time, in Collin County, Texas, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place at the area designated by the Commissioner' s Court for sales ofreal property under a power ofsale conferred by a deed oftrust or other contract lien as follows: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE NOTICE IS FURTHER GIVEN that, except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property underthe terms ofthe Deed ofTrust, conveyance ofthe Property shallbe made without any representations or warranties whatsoever, express or implied. Ifthe Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return ofmonies paid to the Trustee, and the successful bidder shall have no further recourse. III 1 IIIIIII IIIIIIIIIIII1111111111111IIII 4871262Ifthe sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return ofthe deposit paid. The Purchaser shall have no further recourse against the Mortgagor,the Mortgagee, or the Mortgagee's Attorney. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/orcertificationofthe vesting instructions and the data requiredto bereportedpursuant to FinCEN regulations effective for transfers ofresidential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a substitute trustee's deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting ofinformation to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https:// www.federalregister. gov/documents/ 2024/08/29/2024- 19198/ anti-money- laundering- regulations- for-residential- real- estate- transfers and https:// www.fincen.gov/rre-fags# D_5 ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE ORYOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. I WITNESS, my hand this 4/7/2026 WITNESS, my hand this JoNO A AzA Za64-ow. By: Kavonnah Dobson, Sr. Trustee Sale Specialist By: Substi a rustee( s) Vylla Solutions, LLC as Dustin George, Auction.c ., LLC, Agency Sales authorized agent for Mortgagee or Mortgage and Posting LLC, Xome Inc., Prestige Posting and Servicer Publishing, LLC, Tejas Corporate Services LLC 1600 South Douglass Road, Suite 140 C/O Vylla Solutions, LLC Anaheim, CA 92806 1600 South Douglass Road, Suite 140 Anaheim, CA 92806