Doc-117952 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 "*VG-705-2026-117952" Document No: 117952 Billable Pages: 3 Recorded On: July 02, 2026 12:40 PM Number of Pages: 4 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 117952 Connie Cobb South Texas Title & Trustee Receipt No: 20260702000224 PO BOX 530493 Recorded On: July 02, 2026 12:40 PM original returned to customer Deputy Clerk: Imelda Leal Harlingen TX 78553 Station: CH-1-CC-K27 ntti, STATE OF TEXAS SO, COUNTY OF HIDALGO s \ . % = * 3 { hereby certify that this Instrument was FILED in the File Number sequence on the date/time ae 7 = _ printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. s a= RS ‘Ny Me, ee Arturo Guajardo Jr. ORE County Clerk lz: . Hidalgo County, Texas Doc-117952 TS#: 26-009480 LOAN TYPE: FHA NOTICE OF TRUSTEE'S FORECLOSURE SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas Nationa] Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately, L Property to Be Sold. The property to be sold is described as follows: LOT 123, SAN JACINTO ESTATES NO. 10, PHASE I, AN ADDITION TO THE CITY OF WESLACO, HIDALGO COUNTY, TEXAS, ACCORDING TO THE PLAT OR MAP THEREROF FILED FOR RECORD ON OCTOBER 26, 2021, IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS, UNDER CLERK?S FILE NO. 3276440 2. Instrument to be Foreclosed. The instrument to be foreclosed is the deed of trust recorded on 93/19/2024 as instrument 3531951, of the real property records of HIDALGO County, TX. 3. Date, Time, and Place of Sale. The sale is scheduled to be held at the followmg date, time, and place: Dated: 08/04/2026 Time: The sale will begin no earlier than 10:00 A.M. or no later than three hours thereafter. Place Hidalgo County Administrative Building, 2802 S. Business Hwy 281, Edinburg, Texas, 78539 or an area designated by the County Commissioners Court The Deed of Trust permits the Mortgagee to postpone, withdraw, or reschedule the sale for another day. In that case, the trustee or substitute trustee under the Deed of Trust need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Doc-117952 Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released of public record from the lien of the deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Please be advised that the trustee will require any entity or trust bidder at this trustee's sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided to the trustee prior to issuance of the trustee's deed upon sale. No trustee's deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: bttps://www.fincen.gov/tre and bttps://www_fincen. gov/rre-fags Pursuant to the Deed of Trust, the beneficiary has the night to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to Section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to Section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. 5. Type of Sale. The sale is a non-judicial deed-of-trust lien foreclosure sale being conducted pursuant to the power of sale granted by the Deed of Trust executed by FERNANDO VALLE-URRECHA AND KARINA VELA, HUSBAND AND WIFE Doc-117952 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtednesses and obligations therein described (collectively, the “Obligations”) including but not limited to (a) the promissory note in the original principal amount of $274,419.00, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR WILLOW BEND MORTGAGE COMPANY, LLC., ITS SUCCESSORS and ASSIGNS; (b) all renewals and extensions of the note, if applicable; (c) any and all present and future indebtednesses owed to AMERIHOME MORTGAGE COMPANY, LLC who is the current owner and holder of the "Obligations" and is the current Mortgagee under the Deed of Trust. Mortgage Servicing Information. ServiceMac, LLC, is acting as the Mortgage Servicer for AMERIHOME MORTGAGE COMPANY, LLC, who is the Mortgagee of the Note and Deed of Trust associated with the above referenced loan. ServiceMac, LLC, as Mortgage Servicer, is representing the Mortgagee whose address is: AMERIHOME MORTGAGE COMPANY, LLC C/O ServiceMac, LLC, 9726 Old Bailes Road, Suite 200, Indian Land, SC 29707. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the property securing the above-reference loan. 7. Default and Request to Act. Default has occurred under the Deed of Trust, and the Mortgagee has requested me, as Kirk Schwartz, Carson Emmons, Lori Long, Jeff Elliott, Amar Sood, America West Lender Services (AWEST), Auction.Com LLC to conduct this sale. Notice is given that before the sale the Mortgagee may appoint another person substitute trustee to conduct the sale. Date: OG, Ae / 2026 Connie Cobb Kirk Schwartz, Carson Emmons, Lori Long, Jeff Elliott, Amar Sood, America West Lender Services (AWEST), Auction.Com LLC C/O America West Lender Services 5404 Cypress Center Drive, Suite 300 Tampa, FL 33609 844-693-4761 Fax: 877-317-0475