etiose 2 NOTICE OF SUBSTITUTE TRUSTEE'S SALE | ; : % ey 2d, & ASSERT ‘AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED § tgs. %, on IF. YOU ARE OR irda SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MIL &, “s Ge . STATE. OR. AS A MEMBER OF A RESERVE COMPONENT OF THE. ARMED FORCES OF THE UNIT ap, — &% os STATES, _PLEASE. SEND WRITTEN NOTICE OF. THE ACTIVE DUTY MILITARY SERVICE TO THE SENDE G OF. THIS NOTICE IMMEDIATELY. DAT . TIME; PLACE. OF SALE: ‘Date: . Tuesday, the Ist day of September, 2026 Time: — Ipmor not later than three hours after that time Place: AT The courtyard area of the southwest corner of the Denton County Courts Bldg, or if the preceding _ area is no longer the designated area, at the area most recently designated by the County Commissioner's Court i in Denton County, Texas. ” eee _ TERMS OF SALE: CERTIFIED FUNDS FOR FULL PURCHASE PRICE MUST BE PRESENTED AT: THE Pee ER TIME OF SALE. FinCEN data submission and certification requirements, if applicable, must be met timely by entities and trusts as defined by 89 CFR 70258. We ask for the required data or. exemption to be submitted and certified to the law firm at the time of sale and no later than one (1), business day after the sale, if applicable. DEED OF TRUST INFORMATION - INSTURMENT TO BE FORECLOSED: Dates? October 7, 2025 Grantor(s): Timothy Allen Stiner and Carrie Ann Zayas, a married couple Original Mortgagee: ~ Mortgage Electronic Registration Systems, . Inc., as beneficiary, as nominee for Rocket ~ Mortgage, LLC,, its successors and assigns Original Principal: | $394, 691. 00 . Recording Information: - Deed Inst.#.116372, - Current Mortgagee/Beneficiary: Rocket Mortgage, LLC Secures: The Promissory Note (the “Note”) in the original principal amount of $394,691. 00 and all obligations contained therein. All sums secured by the Deed of Trust have been and are hereby declared immediately due and payable as a result of default under the Note and/or Deed of Trust. MODIFICATIONS AND RENEWALS: As used herein, the terms “Note” and “Deed of Trust" mean the Note and Deed of Trust as modified, renewed, and/or extended. PROPERTY TO BE SOLD: Property County: Denton. Property Description: (See Attached Exhibit "A") Property Address: 1609 Lake Way Dr, Little Elm, TX 75068 Condition and Important Recitals: Should a conflict occur between the property address and the legal description contained in . “Exhibit A” the legal description shall control. ‘The property will be sold “AS IS” without any representations, warranties, or recourse, and subject to any liens or interests that may survive the sale. Any purchaser who purchases the property does so at his/her/its own risk and is strongly encouraged to engage in significant due diligence prior to sale. , MORTGAGE SERVICING INFORMATION: The Mortgage Servicer represents the Current Mortgagee pursuant to a mortgage servicing agreement with the Mortgagee. Pursuant to Texas Property Code §.51.0025, as well as the mortgage servicing agreement, the Mortgage: Servicer i is authorized to collect the debt and to institute foreclosure of the deed of trust referenced above. The Mortgage Servicer information is. below: Mortgage Servicer: -- Rocket Mortgage, LLC s/b/m Nationstar Mortgage LLC Mortgage Servicer Address: 8950 Cypress Waters Blvd Coppell, TX 75019 File No.: 26-04837TX ue SUBSTITUTE TRUSTEE(S): McCalla Raymer Leibert Pierce, LLP, Agency Sales and Posting LLC . SUBSTITUTE TRUSTEE ADDRESS: 1320 Greenway Drive, Suite 780 Irving, TX 75038 ee "ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, will go into effect. * The Rule applies to certain residential real estate sale transactions, including nonjudicial foreclosures, where the transfer is to a legal entity or trust, and the source of funds i is non-financed (which includes cash, certified funds, private financing, or financing provided by an institution not subject to a federal ‘Anti-Money Laundering or Suspicious Activity Report requirement.) As part of this Rule, non-exempt purchasers are required to provide additional information and documentation about themselves, their legal entities, and the source of funds used in the reportable transaction, if applicable. * The collection of this information and documentation by our firm is required to comply with the Rule’s federal reporting requirements, if applicable. To submit and certify the required information, review informative resources/guides, or to certify an exemption please visit https://fincen.foreclosurehotline.net/. Note that a data submission or exemption form provided by an auctioneer may not be complete, which could require further data collection by the firm. Please submit and certify the required information at the time of sale and no later than one (1) business day after the sale, if applicable. If you have questions about the Rule « or its applicability to you, please seek the advice of your own independent legal counsel, as this firm cannot give you legal advice. * The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided to the firm all information required by the Rulc, 89 FR 70258, if applicable. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY. INSTRUMENT. IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE 1S THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. /s/ Coury Jacocks Coury Jacocks - Bar #: 24014306 Attorney for Rocket Mortgage, LLC Coury.Jacocks@mccalla.com 1320 Greenway Drive, Suite 780 Irving, TX-75038 (469) 942-7141 Office (469) 533-6670 Fax ~ DOCUMENT PREPARED BY: McCalla Raymer Leibert Pierce, LLP 1320 Greenway Drive, Suite 780 Irving; TX 75038 AS ATTORNEY FOR THE HEREIN - IDENTIFIED MORTGAGEE AND/OR — MORTGAGE SERVICER Certificate of Posting Tam whose address is . [declare under penalty perjury that I filed and/or recorded this Notice of Foreclosure Sale at the office of the Denton County Clerk and caused it to be posted at the location directed by the Denton County Commissioners. : Return to: McCalla Raymer Leibert Pierce, LLP, 1320 Greenway Drive, Suite 780 Irving, TX 75038 File No.: 26-04837TX EXHIBIT “A” Land situated in the Town of Little Elm in the County of Denton in the State of TX Being Lot 19, in Block C, of Paloma Creek-Lakeview, Phase I, an addition to Denton County,.Texas, according to the plat thereof recorded in Cabinet W, Slide 588, Plat Records of Denton County, Texas. Commonly known as: 1609 Lake Way Dr, Little Elm, TX 75068-8422 File No.: 26-04837TX