START OF PAGE: 110 NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service tothe sender of this notice immediately. DEED OF TRUST INFORMATION: - Date: .Grantor(s): Original Mortgagee: Original Principal: Recording Information: Property County: Property: Property Address: ORT" E April 6, 2022 Shannon N. Torres, an unmarried woman Mortgage Electronic Registration Systems, Inc., as nominee for LHM Financial Corporation $347,200.00 . Book 7578, Page 317 Kaufman LOT 18, IN BLOCK A, OF GATEWAY PARKS ADDITION, PHASE 2A AND 2B, AN ADDITION TO THE CITY OF FORNEY, KAUFMAN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN/UNDER CABINET 3, SLEEVE 371, MAP/PLAT RECORDS, KAUFMAN COUNTY, TEXAS. 1620 Frankford Drive Forney, TX 75126 CING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: Mortgage Servicer: Mortgage Servicer Address: Ss. INF Date of Sale: July 7, 2026 Time of Sale: 10:00 AM or within three hours thereafter. MSR Asset Vehicle LLC op oR Onity Mortgage xs = 2001 Bishops Gate Blvd i =e Mail Stop SV-01 = Mt. Laurel, NJ 08054 Po co i 2 : 2 Place of Sale: On the front steps of the Kaufman County Courthouse, 1902 US Highway 175,. : Kaufman TX 75142 or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court or, if. the preceding area is no longer the designated area, at the area most recently designated : by the County Commissioner’s Court. Substitute ‘Auction.com, LLC, and Padgett Law Group, any to act . Trustee: PLG File Number: 26-008062-1 "RTS 2127  START OF PAGE: 111 Substitute ‘546 Silicon Dr, Suite 103, Southlake, TX 76092 Trustee Address: ~ . : _ APPOINTMENT OF SUBSTITUTE TRUSTEE: ROPERTY DESCRIBED IN THE ITY INSTRUMENT IDENTIFIED IN THIS NOTI HE_PERSON SIGNING THIS NOTICE IS THE. ATTORD ORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.- . - . The undersigned is the attorney for the mortgagee and/or mortgage servicer, and in such capacity does hereby remove the original trustee and all successor substitute trustees undet the above-described Deed of Trust _ and appoints in their place, any to act, those substitute trustees identified in the SALE INFORMATION section of this notice, whose address is c/o Padgett Law Group, 546 Silicon Dr, Suite 103, Southlake, TX 76092 as Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under said Deed of Trust, and further does hereby request, authorize, and instruct ‘said Substitute Trustees to conduct and’ direct the execution of remedies set aside to the beneficiary therein. WHEREAS, the above-named Grantor(s) previously conveyed the above-describéd property in trust to "secure payment of the Note set forth in the above-described:Deed of Trust; and WHEREAS, a default under the Note and Deed of Trust was declared, stich default was reported: to not have-been cured, and all sums'secured by such Deed of Trust are declared irnimediately due and payable. : ' WHEREAS, the original Trustee and any previously appointed Substitute Trustee under said Deed of Trust has been hereby removed and the herein described: Substitute Trustees, have been appointed as Substitute Trustees and authorized by the Mortgage Servicer to enforce the power of sale granted in the Deed of Trust; and '- WHEREAS, the undersigned law firm has been requested to provide these Notices on behalf of the Current Mortgage, Mortgage Servicer and Substitute ‘Trustees; : NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: 1, The maturity of the Note is hereby accelerated, and all sums sécured by the Deed. of Trust are declared to be immediately due and payable. 2. The‘herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier-than the time set forth above in _’ the Sale Information section of this notice: The sale will begin within three hours after that time. 3. The Financial Crimes Enforcement Network (“FinCEN”), a ‘bureau of the U.S. Department of | Treasury, now requires the collection, -certification and reporting of certain information relating to” non-financed transfers of real property to legal entities and/or: trusts, which such information the © successful bidder(s) shall be expected.to provide-to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to. FinCEN’s website and, more specifically to the-FinCEN Real Estate Report located in the-forms bank thereof. 4. - This sale shall be suibject to any legal impediments to the sale of the Property to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien:imposed by the Deed of Trust. 5. No warranties, express or implied, including but: not limited to the implied warranties of merchantability and fitness for the particular purpose shall be’ conveyed: at the sale; save and except the Grantor’s warranties specifically authorized by the Grantor’in the Deed of Trust. The property -shall be sold “AS-IS”, purchaser’s. will buy the property “at the purchaser’s own risk” and: “at his peril” and no representation is made concerning the quality.or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property, PLG File Number: 26-008062-1 2 ‘RTS 2127  START OF PAGE: 112 subject to any liens or interest of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. 6, If the sale is set aside for any. reason, the Purchaser at the sale shall be entitled only to a return. of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Mortgagee’s Attorney, or the duly appointed Substitute Trust LS/R | Donnelly . Padgett Law Group CERTIFICATE OF POSTING e. My name is _ Donna Stockman , and my address is c/o Padgett Law Group, 546 _ Silicon Dr., Suite 103, Southlake, TX'76092. I declare under penalty of perjury that on 5/27/26. filed.at the office of the Kaufman County Clerk to be posted at the Kaufman County courthouse this notice. of sale. Declarant’s Name: ——Donna Stockman Date: ‘5/28/26 Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 (850) 422-2520 : 28th WITNESS MY HAND this __ day of _May 2026 PLG File Number: 26-008062-1