C& M No. 44-26-01694/ FILE NOS NOTICE OF TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated August 18, 2023 and recorded under Clerk's File No. 2023000095704, in the real property records of COLLIN County Texas, with Evelyn Ewere Neku and James Neku, wife and husband as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for United Wholesale Mortgage, LLC, its successors and assigns as Original Mortgagee. Deed of Trust executed by Evelyn Ewere Neku and James Neku, wife and husband securing payment of the indebtedness in the original principal amount of$ 726,098.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions ofthe promissory note (the " Note") executed by Evelyn Ewere Neku. United Wholesale Mortgage, LLC is the current mortgagee( the" Mortgagee") of the Note and Deed ofTrust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Cenlar FSB is acting as the Mortgage Servicer for the Mortgagee. Cenlar FSB, is representing the Mortgagee, whose address is: 425 Phillips Blvd,Ewing, NJ08618. Legal Description: LOT7, BLOCK A OF BUFFALO RIDGE PHASE ONE AND ANAMENDED PLAT OF LOT 2X, BLOCK A OFBUFFALO RIDGE PHASE TWO, AN ADDITION TO THE CITY OF CELINA, COLLIN COUNTY, TEXAS, AS SHOWN ACCORDING TO THE PLAT THEREOF RECORDED UNDER IN VOLUME 2021, PAGE 715, PLAT RECORD, COLLIN COUNTY, TEXAS. SALE INFORMATION Date of Sale: 09/01/2026 Earliest Time Sale Will Begin: 10:00 AM Location of Sale: The place of the sale shall be: COLLIN County Courthouse, Texas at the following location: 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, atthe area most recently designated bythe County Commissioner' s Court TERMS OF SALE A default has occurred in the payment ofsaid herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds ofsaid sale in accordance with the terms ofsaid Deed ofTrust. The Sale will be conducted as apublic auction to the highestbidder for cash, except that Mortgagee' s bid maybeby credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part ofthe property. Pursuant to Section 51.009 ofthe Texas Property Code, the Property will be sold in" AS IS," WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. 11111111111113111111 Ell1111111111111 44-26-01694 COLLIN 4879663The sale will begin at the earliest time stated above, orwithin three( 3) hours after that time. Ifthe sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return ofthe funds paid. The Purchaser shall have no further recourse against theMortgagor, the Mortgagee orthe Mortgagee's attorney. STRICTCOMPLIANCE WITHFINCENRULES AND REGULATIONS IS REQUIRED FORPURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Agency Sales and Posting, LLC, or Codilis & Moody, P.C., as Substitute Trustee. The address forthe Substitute Trustee forpurposes ofSection 51.0075(e) ofthe Texas Property Code is: Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925-5200 Executed on 07/01/2026. s/ Will Morphis SBOT No. 24131905, Attorney at Law Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925-5200 Posted and filed by: Printed Name: W C c 7 r r Cn 6 poL r ... C& M No. 44-26-01694 CO='= I .—_ z - rS N.) l m^ 2 r>.) N