Doc# 20261000528 09/15/2026 04:00 PM Page 1 of 8 Lucy Adame-Clark, Bexar County Clerk NOTICE OF SUBSTITUTE TRUSTEE’S SALE STATE OF TEXAS § § KNOW ALL PERSONS BY THESE PRESENTS vo m~ chem COUNTY OF BEXAR WHEREAS, THE STERLING AT CASTLE HILL SA LLC, a Delaware limited liability company (“Borrower”), became indebted to Arbor Realty SR, Inc., a Maryland corporation (“Original Lender”), pursuant to the terms of a certain Loan Agreement (as may be amended from time to time, the “Loan Agreement’) and as evidenced by that certain Promissory Note dated January 20, 2022 in the principal amount of SIXTY MILLION FIVE HUNDRED THOUSAND and NO/100 DOLLARS ($60,500,000.00) (the “Promissory Note”), executed and delivered by Borrower to the order of Original Lender, as payee, bearing interest and being due and payable as therein provided, and said Promissory Note and all liens, security interests and assignments securing same having been assigned to ARBOR JPM FUNDING, LLC, a Delaware limited liability company (the “Holder”); WHEREAS, the indebtedness evidenced by the Promissory Note is secured by, among other things, certain liens, security interests and assignments, evidenced by, among other things, that certain Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing dated January 20, 2022, naming Peter Graf as Trustee for the benefit of Original Lender and/or its assigns, as mortgagee and beneficiary, duly recorded on January 20, 2022, under Document No. 20220016290 in the Official Public Records of Bexar County, Texas, as amended and restated by that certain Amended and Restated Fee and Leasehold Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing, dated January 27, 2025, and recorded on January 30, 2025, given by (i) The Sterling at Castle Hills SA LLC, as leasehold grantor, and (ii) The Cameron County Housing Finance Corporation, as fee grantor, naming Jay C. Paxton as Trustee, for the benefit of Holder, as mortgagee and beneficiary, under Document No. 20250016992 in the Official Public Records of Bexar County, Texas (as amended and restated, the “Deed of Trust”); WHEREAS, the Deed of Trust covers all of the property described in Exhibit A attached hereto and made a part hereof by reference for all purposes, together with all appurtenances, buildings, structures, fixtures, personal property, and improvements on, in and under said real property, including without limitation any and all rights to the present or future use of wastewater, wastewater capacity, drainage, water or other utility facilities to the extent same pertain to or benefit all or any portion of said real property, including without limitation all reservations or commitments or letters covering any such use in the future, whether now or hereafter acquired, and any leases and rents relating thereto, which are described therein (all of which is hereinafter referred to as the “Property”); WHEREAS, for the avoidance of doubt, the Property includes, without limitation, that certain Fee Premises (defined below) owned by The Cameron County Housing Finance Corporation, and that certain Leasehold Estate (defined below) owned by Borrower, as follows: (i) The Cameron County Housing Finance Corporation, as fee interest grantor and mortgagor, pursuant to that certain Special Warranty Deed dated January 27, 2025 and recorded on January 29, 2025, under Document No. 20250015539, in the Doc# 20261000528 09/15/2026 04:00 PM Page 2 of 8 Lucy Adame-Clark, Bexar County Clerk Official Public Records of Bexar County, Texas, by and between The Sterling at Castle Hills SA LLC, as grantor, and The Cameron County Housing Finance Corporation, as grantee (such fee interest, the “Fee Premises”); and (ii) |The Sterling at Castle Hills SA LLC, as leasehold interest grantor and mortgagor, pursuant to that certain Ground Lease executed on January 27, 2025, by and between The Cameron County Housing Finance Corporation, as landlord, and The Sterling at Castle Hills SA LLC, as tenant, and memorialized by that certain Memorandum of Ground Lease executed effective January 27, 2025, recorded on January 29, 2025, under Document No. 20250015540, in the Official Public Records of Bexar County, Texas (such leasehold interest, the “Leasehold Estate’); WHEREAS, the Promissory Note and the Deed of Trust and all other documents securing the Promissory Note are now held by the Holder (hereinafter also sometimes referred to as “mortgagee” or “Beneficiary”), having an address c/o Sheppard Mullin, Richter & Hampton LLP, 2200 Ross Avenue, 20" Floor, Dallas, Texas 75201; WHEREAS, events of default have occurred as a result of the Borrower’s failure to make the required monthly payments on the Loan due on the Payment Dates under the Loan Agreement and Promissory Note, with the performance of such payment obligations and indebtedness being secured by the Deed of Trust; WHEREAS, because of such defaults, Beneficiary, as the owner and Holder of the Promissory Note and the Deed of Trust, has requested Substitute Trustee to sell the Property, and Beneficiary reserves the right, in its sole discretion and as permitted by the Deed of Trust and applicable law, to direct the Substitute Trustee to sell: (a) the Property in its entirety, (b) the Fee Premises only, (c) the Leasehold Estate only, or (d) any other portion or portions of the Property, in each case together or separately, in one or more parcels, and in such order as the Beneficiary may elect; WHEREAS, if and to the extent less than all the Property is sold at foreclosure sale, the Deed of Trust shall continue as a Lien (as defined in the Deed of Trust) and security interest on the remaining portion of the Property, unimpaired and without loss of priority, and Beneficiary reserves all rights in connection with such remaining portion of the Property; WHEREAS, to the extent the Deed of Trust encumbers both real and personal property, formal notice is hereby given of Beneficiary’s election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Beneficiary’s rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code; WHEREAS, pursuant to the authority granted in the Deed of Trust and that certain Notice of Trustee’s Sale and Appointment of Substitute Trustee, as duly filed on August 11, 2026, under Document No. 20260900361, in the Office of the County Clerk, all in accordance with the Texas Property Code, Beneficiary has appointed each of the undersigned as “Substitute Trustee”; 2. Doc# 20261000528 09/15/2026 04:00 PM Page 3 of 8 Lucy Adame-Clark, Bexar County Clerk WHEREAS, Beneficiary has requested the undersigned Substitute Trustee to enforce the liens of the Deed of Trust by sale of the Property, in whole or in part, in the manner set forth under the terms of the Deed of Trust and pursuant to applicable Texas law; and WHEREAS, the undersigned, Substitute Trustee, acting upon the request of said Beneficiary, by these presents is hereby posting, filing and giving notice of the foreclosure of the Deed of Trust and the lien thereof in accordance with applicable Texas law and the terms and provisions of the Deed of Trust. NOW, THEREFORE, pursuant to authority conferred upon each of us by the Deed of Trust, we, the undersigned duly appointed Substitute Trustee under said Deed of Trust or another such duly appointed Substitute Trustee or Successor Substitute Trustee under said Deed of Trust, having an address c/o Sheppard, Mullin, Richter & Hampton LLP, 2200 Ross Avenue, 20" Floor, Dallas, Texas 75201, in order to satisfy the indebtedness secured thereby and at the request of Beneficiary, the owner and Holder of said indebtedness, default having been made in the payment of the Promissory Note and said indebtedness and/or default having been made under the covenants set out in the said Deed of Trust, will sell the Property, or such portion or portions thereof as Beneficiary may elect as provided herein, on Tuesday, October 6, 2026, at a time commencing not earlier than 10:00 AM and no later than 1:00 PM, to the highest bidder for cash (except that Beneficiary’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust) at the area designated by the Bexar County Commissioner’s Court as the area where non-judicial foreclosures shall take place, and more specifically the west side of the Bexar County Courthouse located at 100 Dolorosa, San Antonio, Texas, 78205, pursuant to Section 51.002 of the Texas Property Code, as the area where non-judicial foreclosures shall take place. Beneficiary’s election as to which portion(s) of the Property will be offered, whether any portions will be offered separately or together, and the order in which they will be offered, will be announced by Substitute Trustee at the sale before bidding is opened. Beneficiary reserves the right to withdraw all or any portion of the Property from the sale, to postpone or cancel the sale, and to re-notice the sale of any portion of the Property not sold. No sale of the Fee Premises or the Leasehold Estate shall effect a merger of the fee and leasehold estates, and the lien of the Deed of Trust shall continue unimpaired as to any portion of the Property not sold. THE SALE OF THE PROPERTY IS “AS IS” AND “WHERE IS” AND WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND BY THE SUBSTITUTE TRUSTEE(S), EXPRESS, IMPLIED, STATUTORY, QUASI-STATUTORY OR OTHERWISE, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE BEING EXPRESSLY DISCLAIMED. NEITHER THE HOLDER OF THE PROMISSORY NOTE NOR THE SUBSTITUTE TRUSTEE(S) MAKE(S) ANY REPRESENTATIONS OR WARRANTIES WITH RESPECT TO COMPLIANCE WITH LAWS, RULES, AGREEMENTS OR SPECIFICATIONS, NOR WITH RESPECT TO CONDITION, QUALITY, CAPACITY, DESIGN, OPERATION, ABSENCE OF ANY LATENT DEFECTS OR ANY OTHER WARRANTY OR REPRESENTATION WHATSOEVER WITH RESPECT TO THE PROPERTY, ALL OF WHICH ARE EXPRESSLY WAIVED BY PURCHASER. PURSUANT TO SECTION 51.0075(A) OF THE TEXAS PROPERTY CODE, SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO SET FURTHER REASONABLE CONDITIONS FOR CONDUCTING SUCH SALE CONTEMPLATED BY THIS NOTICE. ANY SUCH FURTHER -3- Doc# 20261000528 09/15/2026 04:00 PM Page 4 of 8 Lucy Adame-Clark, Bexar County Clerk CONDITIONS SHALL BE ANNOUNCED BEFORE BIDDING IS OPENED FOR THE FIRST SALE OF THE DAY BY SUBSTITUTE TRUSTEE. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT IDENTIFIES THE APPOINTED SUBSTITUTE TRUSTEE(S) AUTHORIZED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT AND DEED OF TRUST IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. [SIGNATURE PAGE FOLLOWS] Doc# 20261000528 09/15/2026 04:00 PM Page 5 of 8 Lucy Adame-Clark, Bexar County Clerk SUBSTITUTE TRUSTEES Each of the following persons was previously appointed as Substitute Trustee under the Deed of Trust, in accordance with Sections 51 0075 and 51.0076 of the Texas Property Code and the Deed of Trust, by that certain Notice of Trustee’s Sale and Appointment of Substitute Trustee filed on August 11, 2026, under Document No. 20260900361, in the Office of the County Clerk of Bexar County, Texas. Said prior appointment remains in full force and effect, and each Substitute Trustee may act alone and without the joinder of any other: AMANDA COTTRELL CHRISTINA KOENIG KELLY VAZHAPPILLY MARISSA BAIRD LAURYN VIGIL GRAYDON COWAN CHARLES SPIEGEL each having a street address of c/o Sheppard, Mullin, Richter & Hampton LLP, 2200 Ross Avenue, 20th Floor, Dallas, Texas 75201. EXECUTED AND EFFECTIVE SEPTEMBER 15, 2026. Amanda Cottrell Sheppard, Mullin, Richter & Hampton LLP 2200 Ross Avenue, 20" Floor Dallas, Texas 75201 Doc# 20261000528 09/15/2026 04:00 PM Page 6 of 8 Lucy Adame-Clark, Bexar County Clerk EXHIBIT A LEGAL DESCRIPTION LOT 48, NEW CITY BLOCK 11688, LINCOLN VILLAGE SUBDIVISION, CITY OF SAN ANTONIO, BEXAR COUNTY, TEXAS, ACCORDING TO MAP OR PLAT THEREOF RECORDED IN VOLUME 9501, PAGE(S) 219 & 220 OF THE DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS. EXHIBIT A Doc# 20261000528 09/15/2026 04:00 PM Page 7 of 8 Lucy Adame-Clark, Bexar County Clerk AFFIDAVIT OF FILING AND POSTING SUBSTITUTE TRUSTEE: Christina Koenig, Kelly Vazhappilly, Marissa Baird, Lauryn Vigil, Graydon Cowan, Charles Spiegel and Amanda Cottrell, c/o Sheppard, Mullin, Richter & Hampton, LLP, 2200 Ross Avenue, 20" Floor, Dallas, Texas 75201. PROMISSORY NOTE: Promissory Note (the “Note”), dated January 20, 2022, executed by THE STERLING AT CASTLE HILL SA LLC, a Delaware limited liability company (“Borrower”), as maker, payable to the order of Arbor Realty Sr, Inc., a Maryland corporation (“Original Noteholder”), as payee, in the original principal amount of $60,500,000.00. DEED OF TRUST: Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing dated January 20, 2022, executed and delivered by Borrower, as grantor, unto Peter Graf as trustee, for the benefit of Original Noteholder, as beneficiary, recorded on January 20, 2022, as Instrument No. 20220016290 inthe Official Public Records of Bexar County, Texas (the “Official Records”), as amended and restated by that certain Amended and Restated Fee and Leasehold Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing, dated January 27, 2025, and recorded on January 30, 2025, given by (1) The Sterling at Castle Hills SA LLC, as leasehold grantor, and (i1) The Cameron County Housing Finance Corporation, as fee grantor, naming Jay C. Paxton as Trustee for the benefit of ARBOR JPM FUNDING, LLC, a Delaware limited liability company (“Noteholder”), as Instrument No. 20250016992 of the Official Records (as amended and restated, the “Deed of Trust”). ASSIGNMENT/TRANSFERS: That certain Assignment of Deed of Trust, Assignment of Leases and Rents, Security Agreement and Fixture Filing, dated January 20, 2022 and recorded on March 9, 2022, as Instrument No. 20220059821 in the Official Public Records of Bexar County, Texas, to Noteholder. Noteholder became the (i) owner and holder of the right to receive payments due under the Note, (ii) owner and holder of the outstanding indebtedness evidenced by the Note and (iii) owner of the liens, security interests, terms and provisions contained within the Deed of Trust. DATE SCHEDULED FOR FORECLOSURE: October 6, 2026 (Tuesday). [This space intentionally left blank] Client No.: 65AD-446753 Lincoln Village 1700 Jackson Keller Road San Antonio, Bexar County, TX Doc# 20261000528 09/15/2026 04:00 PM Page 8 of 8 Lucy Adame-Clark, Bexar County Clerk Notice Filing and Posting I, , certify that at approximately ___.m.on September 15, 2026, I personally filed that certain Notice of Trustee’s Sale and Appointment of Substitute Trustee in accordance with the terms of the Deed of Trust (the “Notice”) in the County Clerk’s Office of Bexar County, Texas, and further certify that at approximately .m. on September 15, 2026, I personally posted a duplicate copy of the Notice at the place designated for posting nonjudicial foreclosure sales in Bexar County, Texas. By: Printed Name: Title: Subscribed, sworn to and acknowledged before me, the undersigned authority, on September 15, 2026. Printed Name: Notary Public in and for the State of Texas My Commission Expires: FILE INFORMATION Document Number: 20261000528 Date/Time: 9/15/2026 4:00:31 PM Total Pages: 8 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME - CLARK BEXAR COUNTY CLERK Total Fees: $2.00 Client No.: 65AD-446753 Lincoln Village 1700 Jackson Keller Road San Antonio, Bexar County, TX