TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5463 FILED 7/30/2026 9:04:10 AM Notice of Substitute Trustee Sale F26-00272 TX 6723259404/724 1264501 active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time an Date: 09/01/2026 Time: The sale will begin no earlier than 10:00AM or no lat be completed by no later than 1:00 PM. (Attention all b payable to Assured Lender Services, Inc.) Place: Harris County, TX at the following location: The Bay y Ballroom, located at 9401 Knight Rd, Houston, TX 77045;OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED A, AT THE“AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURS SEGTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as foll Lot Sixteen (16), in Block One (1), of COPPER LAKES, SECTION FOUR’ Texas according to the map or plat thereof, recorded un ‘ilm Code Ni County, Texas. (14), a subdivision in Harris County, 2118 of the Map Records of Harris Personal Property Description: See attached Exhibit $A’ APN: 1262290010016 Commonly known as: 17403 Shoal L: foreclosed is the Deed of Trust, Security Agreement and “Deed of Trust”) and recorded in the office of the County ocument No, RP-2025-247514 of the Real Property Instrument to be Foreclosed — The ins! Assignment of Leases and Rents, dated 0 Clerk of Harris County, Texas, recorded ‘Records of Harris County, Texas. Trustor(s): Antonio M. Ramirez and Reyna Original Beneficiary; NEW DAY COMMERCIAL Ramirez CAPITAL LLC, a/an Delaware Limited Liability Company Current Loan Servicer; PHH Mortgage Services/Onity Beneficiary: Mortgage Current Substituted Trustees: The Mortgage authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Se Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to er any resulting foreclosure of the property securing the above referenced loan. sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the ecured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5463 FILED 7/30/2026 9:04:10 AM applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shail be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property and fixtures described in within the loan documents, The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the Deed of Trust will be sold at the sale in accordance with the provisions of the Deed of Trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The Deed of Trust provides that it secures the payment of the indebtedness and obligatt therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in th NEW DAY COMMERCIAL CAPITAL LLC, a/an Delaware Limited Liability Company; (2) extensions of the note; and (3) any and all present and future indebtedness of Antonio M. U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capita current owner and holder of the Obligations and is the beneficiary under the Deed_.of Trust. the Deed of Trust, and all of the other associated loan doc interest, late charges, advances, attorneys’ fees and othe: NOTICE TO POTENTIAL BIDDERS: CHECK(S) PAYABLE DIRECTLY ISSUING THE FINAL DEED, SERVICES, INC.” TO AVOID DELAYS IN Questions concerning, ay be directed to the undersigned or to the beneficiary: onal Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-4 Dated: —Tfiofae Patricia Poston, Chris Poston, Amar Sood, Sandy Dasigenis, Jeff Leva, Steve Levq, Michele Sanders or Cherie Maples 111 Pacifica, Suite 140 Irvine, CA 92618 Phone: (714) 508-7373 Fax: (714) 505-3831 AFTER RECORDING, PLEASE RETURN TO: Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 Attn: Trustee Department  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5463 FILED 7/30/2026 9:04:10 AM Exhibit “A” (Personal Property) All equipment, fixtures, and other articles of personal property now or hereafter o1 rustor, and now or hereafter attached or affixed to the Real-Property; together with all accessions, parts, a , all replacements of, and ail substitutions for, any such property; and together with all proceeds (including imitation all insurance proceeds and refunds of premiums) from any sale or disposition of the Property. © 77 77 AY Q PS ~ . 5 5 NY