NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE' S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty,including active military duty as a member ofthe Texas National Guard or the National Guard ofanother state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. DEED OFTRUST INFORMATION: Date: May 7, 2020 Grantor(s): ThanhTran andwife,TienT.Tran Original Mortgage Electronic Registration Systems, Inc., as nominee for First Bank Mortgagee: Original Principal: $ 360,500.00 Recording 20200512000692130 Information: Property County: Collin Property: See Exhibit A Property Address: 1823 County Road 596 Nevada, TX 75173 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to aMortgage Servicing Agreement. Current Mortgagee: FIRST BANK Mortgage Servicer: Servbank, N.A. Mortgage Servicer 3138 E. Elwood Street Address: Phoenix,AZ 85034 SALE INFORMATION: Date of Sale: September 1, 2026 Time of Sale: 10:00AM orwithin three hours thereafter. Place of Sale: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 or, if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner' s Court. Substitute Auction.com,LLC, and PadgettLawGroup,any toact Trustee: o Substitute 546 Silicon Dr., Suite 103 so) --r m Trustee Address: Southlake, TX 76092 o c R1 ; v N PLG File Number: 25-007446-4 1 II"(5 3bAPPOINTMENT OF SUBSTITUTE TRUSTEE: THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned is the attorney for the mortgagee and/or mortgage servicer, and in such capacity does hereby remove the original trustee and all successor substitute trustees under the above-described Deed of Trust and appoints in their place, any to act, those substitute trustees identified inthe SALE INFORMATION section of this notice, whose address is do Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under saidDeed of Trust, and further does hereby request, authorize, and instructsaid Substitute Trustees to conduct anddirectthe execution ofremedies setasideto thebeneficiary therein. WHEREAS, the above-named Grantor( s) previously conveyed the above-described property in trust to secure payment of the Note set forth in the above- described Deed ofTrust; and WHEREAS, a default under the Note and Deed ofTrust was declared, such defaultwas reported to not havebeen cured, and all sums secured by such Deed ofTrust aredeclared immediately due and payable. WHEREAS, the original Trustee and any previously appointed Substitute Trustee under said Deed of Trust has been hereby removed and the herein described Substitute Trustees, have been appointed as Substitute Trustees and authorized by the Mortgage Servicer to enforce the power ofsale granted in the DeedofTrust; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW,THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: 1. The maturity of the Note is hereby accelerated, and all sums secured by. the Deed of Trust are declared to be immediately due and payable. 2. The herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time, 3. The Financial Crimes Enforcement Network (" FinCEN"), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting ofcertain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time ofthe subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN's website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. 4. This sale shall be subject to any legal impediments to the sale of the Property to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shallnot coverany property thathasbeen released from thelien imposedby the DeedofTrust. 5. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness fortheparticular purpose shallbe conveyed at the sale, save and except the Grantor' s warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be sold "AS-IS", purchaser's will buy the property "at the purchaser's own risk" and " at his peril" and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor' s assigns have in the property, subject to any liens or interest of any kind that may survive the sale. Interested persons are encouraged to consult counsel oftheirchoicepriorto participating inthe saleofthe property. 6. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of PLG File Number: 25-007446-4 2the funds paid. The Purchaser shall have nofurther recourse against the Mortgagor, the Mortgagee, the Mortgagee'sAttorney, orthe duly appointed Substitute Trustee. Vyititka-- Padgett Law Group, LLC CERTIFICATE OF POSTING Jeff Benton My name is and my address is c/a Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on W/16126 I filedatthe office ofthe Collin CountyClerktobepostedattheCollinCounty courthouse this notice ofsale. Jeff Benton Declarant' s Name: 07/16/26 Date: Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 850)-422-2520 16th JULY 2026 WITNESS MY HAND this day of S a . PLG File Number: 25- 007446-4 3EXHIBIT A Situated in the State ofTexas, County of Collin andbeing part ofthe James Osgood Survey,Abstract No. 673, being part of a 20.00 acre tract of land as described and recorded in Vol. 2694., Page 651 of the Collin County Deed Records, said 20.00 acres being part of a 31.264 acre tract of land as described and recorded in Vol. 601, Page 399 of the Collin County Deed Records, being part of a 9.75 acre tract of land as described and recorded in Vol..3527, Page 112 of the Collin County Deed records and being-more particularly described by metes and bounds as follows: Beginning at a 1/2 inch iron rod found for corner in the south right-of-way line of County Road No. 596( 120' R.O.W.), said corner being in the east line of aforementioned 20.00 acre tract, 31.264 acre tract and 9.75 acre tract, and the west line of an 88.72 acre tract of land as described and recorded in Vol. 2017, Page 351 of the Collin County Deed Records, said beginning corner also being the southeast corner of a right-of-way 0.766 acre.tractofland to Collin County as described and recorded in Vol. 2855, Page 947 of the Collin County Deed Records; Thence departing saidroadway and along the eastline ofsaid20.00 acretract,31.264 acre tract, 9.75 acre tract,andthe westline ofsaid 88.72 acretract, South 00 deg 34 min 00sec East, 1,528.30 feetto a Bois ' D Arc fence post marking the southeast corner of the 20.00 acre tract, 31.264 acre tract, 9.75 acre tract, and the premises herein described, said corner also being in the north line of a 180 acre tract of land as described and recorded in Vol. 1070, Page 54 ofthe Collin County Deed Records; Thence with the south line of said 20.00 acre tract, 31.264 acre tract, 9.75 acre tract, and the north line of said 180 acre tract, North 89 deg 00 min 12 sec West, passing the southwest corner of said 9.75 acre tract at 278.16 feet and continuing for a total distance of 556.22 feet to a 1/2 inch iron rod set marking the southwest corner of said 20.00 acre tract and the southeast corner of a 10.401 acre tract of land as described and recorded inVol. 1916, Page 66 of the Collin County Deed Records; Thence departing the south line of said 20.00 acre tract and 31.264 acre tract, North 00 deg 25 min 53 sec East along the west line of said 20.00 acre tract and the east line of said 10.401 acre tract a distance of 1,527.39 feet to a 1/2 inch road set in the south right-of-way line of County Road No. 596 marking the northwest corner ofthe premises herein described; Thence with the north line of said premises and the south right-of-way line of County Road No. 596, South 89 deg 05 min 51 sec East, 382.13 feet to a 1/2-inch iron rod found marking the northwest corner of a_1.00 acre tract ofland as described and recorded under County Clerk No. 93-0033242 of the Collin County Deed records; Thence with the west line of said 1.00 acre tract, South 00 deg 25 min 53 sec West, 622.31 feet to a 1/2 inch iron rod found marking its southwest corner;Thence with the south line of said 1.00 acre tract, South 89 deg 05 min 51 sec East 70.00 feet to a 1/2 inch iron rod found marking its southeast corner; Thence with the east line of said 1.00 acre tract, North 00 deg 25 min 53 sec East, 622.31 feet to a 1/2 inch iron rod set in a gravel drive marking the northeast corner of said 1.00 acre tract and also being in the south right-of-way line of the aforementioned County Road No. 596; Thence with the north line of said premises and the south right-of-way line of County Road No. 596, South 89 deg 05 min 51 sec East, 104.80 feet to the place of beginning and containing 18.508 acres of land.