TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5462 FILED 7/30/2026 9:04:10 AM Notice of Substitute Trustee Sale F26-00191 TX 6723304595/79 10019269 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on tiye_milit: duty, including active military duty as a member of the Texas National Guard or the National rd of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 09/01/2026 Time: The sale will begin no earlier than 10:00AM or no later than three hours thereafter. The sale wil! be completed by no later than 1:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: Harris County, TX at the following location: The Bayou City Event Center, Magnolia South Ballroom, locat: 940 ight Rd, Houston, TX 77045, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51,002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: Lot 13, Block 2, of Amending Plat of Cypresswood Glen, Section 1, a Subdivision in Harris Co as, a to map or plat thereof Recorded in Film Code No. 357006, of the Map for i of Harris County, Personal Property Descrip' instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust, Security Agreement and Assignment of Leases and Rents, dated 12/06/2025 (the “Deed of Trust”) and recorded in the office of the County Clerk of Harris County, Texas, recorded on 12/11/2025 as Document No. RP-2025-487658 of the Real Property Records of Harris County, Texas, 1 0 19907 Trustor(s): Humberto E. Ardon Original Beneficiary: Velocity Commercial Capital, LLC, a California Limited Liability Company Current U.S. Bank Trust Company, Loan Servicer: PHH Mortgage Services/Onity Beneficiary: National Association, as Trustee Mortgage for Velocity Commercial Capital Loan Trust 2026-1 Current Patricia Poston, Chris Poston, Amar Sood, Sandy Dasigenis, Jeff Leva, Steve Leva, Substituted Michele Sanders or Cherie Maples , Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust,  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5462 FILED 7/30/2026 9:04:10 AM the beneficiary has the right:to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part ction 51.009 of the Texas Property Code, the property will be sold in “as is, where is” ress or implied warranties, except as to the warranties of title (if any) provided for under the tive bidders are advised to conduct an independent investigation of the nature and physical uant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set ‘or conducting the sale. Any such further conditions shall be announced before bidding is Id by the trustee or any substitute trustee. further reasonable co) opened for the first s! Type of sale - The pres i der the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas B ommercial Code § 9.604 (a) and to include in the non-judicial foreclosure election as to some or all of sa the election herein expressed, at consummation of the trustee’s property and personal property provisions of the Deed of Trust an ficiary’s sole election, from time to time and at any time until the d pursuant to the Deed of Trust and Notice of Trustee's Sale. The real the Deed of Trust will be sold at the sale in accordance with the itted by section 9,604(a) of the Texas Business and Commerce Code. Obligations Secured - The Deed of Trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $100,000.00, executed by Humberto E. Ardon, and payable to the order of Velocity Commercial Capital, LLC, a California Limited Liability Company; @) all renewals and extensions of the note; and (3) any and all present and future indebtedness of Humberto E. Ardon. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2026-.d current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or w: ssed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum 11 other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated | , including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and'‘éxpenses. FUNDS AT SALE BY CASHIER’S ER SERVICES, INC.” TO AVOID DELAYS IN NOTICE TO POTENTIAL BIDDERS: WE REQ CHECK(S) PAYABLE DIRECTLY TO “ASSURED ISSUING THE FINAL DEED, Questions concerning the sale may be directed to the undersigied or to the beneficiary: U.S. Bank Trust Company, National Association, as Trustee fo! Commercial Capital Loan Trust 2026-1 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Jessie Mendez jmendez@velocitycommercial.com (818) 532-3704 Dated: 7/20/24 Patricia Poston, Chris Poston, Amar S60d, Sandy Dasigenis, Jeff Leva, Steve Leva, fichele Sanders or Cherie Maples Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 Phone: (714) 508-7373 Fax: (714) 505-3831 AFTER RECORDING, PLEASE RETURN TO: Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 Attn: Trustee Department  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5462 FILED 7/30/2026 9:04:10 AM Exhibit “A” (Personal Property) All equipment, fixtures, and other articles of personal property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any such property; and together with all proceeds (including without limitation all insurance proceeds and refunds of premiums) from any sale or disposition of the Property.