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Foreclosure Notice*
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2003 Rustic Oak Ln
Richmond, TX 77469 ~~) ~g~--·~
NOTICE OF [SUBSTITUTE] TRUSTEE'S SALE !~f"\ '\
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Assert and protect your rights as a member of the armed forces of the United States. If you ooyj>'ti'r'-'
spouse is serving on active military duty, including active military duty as a member of th~:iis
National Guard or the National Guard of another state or as a member of a reserve compo~nt<6f
the armed forces of the United States, please send written notice of the active duty military service to
the sender of this notice immediately.
1. Date, Time, and Place of SaJe.
DATE: September 1, 2026 /
TIME: 01 :00 PM
PLACE: THE FORT BEND COUNTY GUS GEORGE ACADEMY-PATTON HALL, 1521
EUGENE HEIMANN CIRCLE, RICHMOND, TX 77469; OR AS DESIGNATED BY THE
COUNTY COMMISSIONER'S OFFICE
2. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash.
Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property
in one or more parcels and/or to sell all or only party of the property. Pursuant to section 50.009 of
the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any
express or implied warranties, except as to the warranties of title, if any, provided for under the
deed of trust.
3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust or Contract
Lien dated October 6, 2020 and recorded as Instrument Number 2020139140, real property records
of Fort Bend County, Texas.
4. Obligations Secured. Deed of Trust or Contract Lien executed by Zumeka Arif, securing the
payment of the indebtedness in the original principal amount of $309,700.00, and obligations
therein described including by not limited to the promissory note; and all modifications renewals
and extensions of the promissory note. Freedom Mortgage Corporation is the current mortgagee of
the note and deed of trust or contract lien.
5. Default. A default has occurred in the payment of indebtedness, and the same is now wholly due,
and the owner and holder has requested to sell said property to satisfy said indebtedness.
6. Property to be Sold. The property to be sold is described as follows:
LOT FOUR (4), IN BLOCK THREE (3), OF RIVERPARK WEST, SECTION FOUR, A
SUBDIVISION IN FORT BEND COUNTY, TY, TEXAS, ACCORDING TO THE MAP OR
PLAT THEREOF RECORDED IN SLIDE NO. 2335/A OF THE PLAT RECORDS OF FORT
BEND COUNTY, TEXAS.
A.P.N.: 6465-04-003-0040-901
7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee
by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and
Texas Property Code § 51.0025, the Mortgage Services is authorized to collect the debt and to
administer any resulting foreclosure of the lien securing the property referenced above. Freedom
TX NOS 2S-29686 FC0I
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2003 Rustic Oak Ln
Richmond, TX 77469
Mortgage Corporation as Mortgage Servicer, is representing the current mortgagee, whose address
is:
11988 Exit 5 Pkwy
Bldg4
Fishers, Indiana 46037
8. Appointment of Substitute Trustee. In accordance with Texas Property Code Sec. S 1.0076, the
undersigned authorized agent for the mortgage servicer has named and appointed, and by these
presents does name and appoint Jennifer Hooper, Xome Inc., Tejas Corporate Services, LLC,
NFPDS-TX LLC, whose address is c/o Brock & Scott, 4225 Wingren Drive, Suite 1 OS, Irving, TX
75602, Substitute Trustee to act under and by virtue of said Deed of Trust.
9. Limitation of Damages. If the sale is set aside for any reason, the Purchaser at the sale shall be
entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the
Mortgagor, the Mortgagee, or the Mortgagee's attorney.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN TIDS NOTICE
OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED
AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.
Date: 7/8/2026
Certificate of Posting
I am ____________ whose address is _______________ . I
declare under penalty of perjury that on ___________ I filed this Notice of[Substitute]
Trustees Sale at the office of the Fort Bend County Clerk and caused it to be posted at the location directed
by the Fort Bend County Commissioners Court.
Declarant's Name: ___________ _
Date: ________________ _
TX NOS 25-29686 FC0I Pagel of2