26-420425 Notice ofSubstitute Trustee's Sale Notice Concerning Military Duty: Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are or your spouse is serving on active military duty, including active military duty as a member oftheTexas National Guard or the National Guard ofanotherstateor as a member ofa reserve component ofthe armed forces ofthe United States, please send written notice ofthe active duty military service to the sender of this notice immediately. Tex. Prop. Code§ 51. 002( i) Deed ofTrust Date: April 10, 2012 Original Mortgagor/Grantor: GAIL SHARON WHITNEY Original Beneficiary/ Mortgagee: MORTGAGE Current Beneficiary/ Mortgagee: U.S. BANK ELECTRONIC REGISTRATION SYSTEMS, INC., NATIONAL ASSOCIATION AS BENEFICIARY, AS NOMINEE FOR CORNERSTONE MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS Recorded in: N/A Property County: COLLIN Volume: N/A Page: N/A Instrument No: 20120411000424040 Mortgage Servicer: U.S. BankNational Association Mortgage Servicer' s Address: 2800 Tamarack Rd, Owensboro, KY 42301 Themortgage servicer is authorized torepresent the Mortgagee byvirtue ofaservicing agreement with the Mortgagee. Pursuant tothe Servicing Agreement and Texas Property Code§ 51.0025, theMortgage Servicer is authorized tocollect the debt and toadminister anyresulting foreclosure ofthe property securing the above referenced loan. Secures:Note in the original principal amount of$143,760.00, executed by GAIL SHARON WHITNEY and payable to the order ofLender. Property Address/ Mailing Address: 201 CEDAR CREEK DRIVE, PRINCETON, TX 75407 Legal Description ofProperty to be Sold: LOT 24, IN BLOCK A OF CYPRESS BEND PHASE 1, AN ADDITION TO THE CITY OF PRINCETON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 2006, PAGE 123, MAP RECORDS, COLLIN COUNTY, TEXAS. Date ofSale: November 03, 2026 Earliest time Sale will begin: 10:00 AM Place ofsale ofProperty: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51. 002 OF THE TEXAS PROPERTY CODE The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three( 3) hours after that time. Appointment ofSubstitute Trustee: Default has occurred in the payment ofthe Note and in the performance ofthe obligations of the Deed of Trust, the same is now wholly due. Because of that default, U.S. BANK NATIONAL ASSOCIATION, the owner and holder ofthe Note, has requested Auction.com, LLC whose address is I Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, to sell the property. The Trustee(s) has/have been appointed Substitute Trustee in the place ofthe original trustee, in the manner authorized by the deed oftrust. IIIII1111111111111111111lIllIIIIIITerms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that U.S. BANK NATIONAL ASSOCIATION bid may be by credit against the indebtedness secured by the lien ofthe Deed ofTrust. Pursuant to section 51. 009 ofthe Texas Property Code, the Property will be sold " AS IS," without any expressed or implied warranties, except as to the warranties( ifany) provided for under the Deed ofTrust. Prospective bidders are advised to conduct an independent investigation ofthe nature and physical condition ofthe Property. Pursuant to section 51. 0075( a) of the Texas Property Code, Auction.com, LLC whose address is 1 Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Auction. com, LLC whose address is 1 Mauchly Irvine, CA 92618 OR Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, Trustee. Limitation ofDamages: Ifthe sale is set aside foranyreason, the purchaser at the sale shall be entitled only to a return ofthe funds paid. The purchaser shall have no further recourse against Mortgagor, the Mortgagee, or the Mortgagee' s attorney. bufdaya: SUBSTITUTE STEE Auction. com, LLC OR Tejas Corporate Services, LLC, Trustee do Robertson, Anschutz, Schneid, Crane& Partners, PLLC, 13010 Morris Rd., Suite 450, Alpharetta, GA 30004; PH: 470)321- 7112 c) r rn Gs 1 :< n 1' ll=r; p