TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-7064 FILED 9/24/2026 9:11:00 AM C&M No 44-23-3249/ FILE NOS NOTICE OF TRUSTEE'S SALE AND APPOINT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the arme es of the United States. If you are or your spouse is serving on active military du including:active military duty as a member of the Texas National Guard or the National ixd of another state or as a member of a reserve component of the armed forces of the United fe please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Hauston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated March 06, 2018 and recorded under Clerk's File No RP-2018-96305, in the real property records of HARRIS County Texas, with Ryan St Clair and Carmon D St Clarr, husband and wife as Grantor(s) and Mortgage Electronic Registration Systems, Inc , as beneficiary, as nominee for First Rate Financial LLC, A Texas Corporation, its successors and assigns as Original Mortgagee yusband and wife securing payment of the Deed of Trust executed by Ryan St Clair and Carmon ligation therein described including but not indebtedness in the onginal principal amount of $276,826 00 limited to the promissory note and all modificatio extensions of the promissory note (the “‘Note”) executed by Ryan St Clair Citizens Bank, N A 1s agec (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien Legal Description LOT SIX (6) BLOCK TWENTY (20), OF ,woo LLAGE, SECTION ONE (1), A SUBDIVISION IN HARRIS COUNTY, TEXAS ACCO! MAP OR PLAT THEREOF, RECORDED IN VOLUME 169, PAGE 95 OF THE MAP ‘ORD ARRIS COUNTY, TEXAS. SALE INFORMATION Date of Sale 11/03/2026 ‘hes e Sale Will Begin’ 10.00 AM Location of Sale The plac the sale shall be HARRIS County Courthouse, Texas at the following u City Event Center or if the preceding area 1s no longer the by the County Commissioners Court the Bi location Magnolia South Ballroo: designated area, at the area most r RMS OF SALE said herem referenced indebtedness, and the same is now wholly due, and has requested the heremafter appointed Substitute Trustee to sell said distribute or apply the proceeds of said sale in accordance with the A default has occurred in the the Mortgagee and/or Mortgaj property to the highest bidder for cas: terms of said Deed of Tru: The Sale will be conduct ic auction to the highest bidder for cash, except that Mortgagee’s bid may be by by the Lien of the Deed of Trust Pursuant to the Deed of Trust, the t the ‘Trustee to sell the property in one or more parcels and/or to sell all or only part of the property Pur; hon 51.009 of the Texas Property Code, the Property will be sold in “AS 18,” “WHERE IS” cond any express or imphed warranties, except as to the warranties of title, if any, provided for ux of Trust. The sale will begin est time stated above, or within three (3) hours after that tme_ If the sale 1s set aside e sale shall be entitled only to a return of the funds paid The Purchaser shall have no further ‘ortgagor, the Mortgagee or the Mortgagee's attomey ITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE "Th 4888160  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-7064 FILED 9/24/2026 9:11:00 AM SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER WHEREAS, in my capacity as attorney for thc Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51 0076 of the Texas Property Code, 1 HEREBY APPOINT AND DESIGNATE Jeff Leva, Sandy Dasigenis, Patricia Poston, Megan L. Randle, Ebbie Murphy, Steve Leva, Agency Sales and Posting, LLC, or Codilis & Moody, P.C , as Substitute Trustee " The address for the Substitute Trustee for purposes of Section 51 0075(¢) of the Texas Property Code 1s Codilis & Moody, PC 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Executed on 09/22/2026 {sl Isaac Lewis SBOT No 24144831, Attorney ow Codilis & Moody, P C 20405 State Highway 249, Surte £70 Houston, TX 77070 (281) 925-5200 TV Posted and filed by 4D Printed Name Ce 44-23-3