TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3138 FILED 5/7/2026 8:50:02 AM C&MNo 44-23-3249/ FILE NOS NOTICE OF TRUSTEE'S SALE AND MENT OF SUBSTITUTE TRUS , INSTRUMENT BEING FORECLOSED =. SERVICER INFORMATION Deed of Trust dated March 06, 2018 and recorded under le No RP 2018 96305, m the real property - records of HARRIS County Texas, with Ryan St Claw and Carmon D St Clair, husband and wife as Grantor(s) and Mortgage Electrome Registration Systems, Inc , as betiéficiary, as nommee for First Rate Financial LLC, A Texas Corporation, its successors and assigns as Ongimal : : > . Deed of Trust executed by Ryan St Clair and C nD St , husband and wife securing payment of the indebtedness m:the orginal principal amount of $276,826.00 and obligation therein described including but not lumtted to the promissory note and all modificatio: d extensions of the promissory note (the “Note”) - executed by Ryan St Clair Citizens Bank, N A 1s urrent agee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien \ Legal Description LOT SIX (6) BLOCK TWENTY (20), OF D LAGE, SECTION ONE (1), A SUBDIVISION IN HARRIS COUNTY, TEXAS ACCORD. OR PLAT THEREOF, RECORDED IN VOLUME 169, PAGE 95 OF THE MAP REC S OF COUNTY, TEXAS SALE TION Date of Sale 07/07/2026 — Ea Will Begm 10 00 AM Location of Sale The place of the sale shall be HARRIS County Courthouse, Texas at the followmng location Magnolia South Ballroom inside the nt Center or if the preceding area 1s no longer the designated area, at the area most recently designated by the County Commissioners Court TERMS OF SALE A default has occurred in the payment of said herem referenced indebtedness, and the same 1s now wholly due, and the Morigagee and/or Mortgage Servicer has requested the heremafter appomted Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust The Sale will be conducted as a public aucti@ji to the higiest bidder for cash, except that Mortgagee’s bid may be by credit against the mdebtedness secured b' hen of the Deed of Trust Pursuant to the Deed of Trust, the mortgagee has the nght to direct the Trustee to sell thepoperty mn one or more parcels and/or to sell all or only part of the property Pursuant to Section 51 009 ‘exas Property Code, the Property will be sold m “AS IS,” “WHERE IS” condition, without any pled warranties, except as to the warranties of ttle, if any, provided for under the Deed of T. . The sale will begin at the earhest time stated above, or within three (3) hours after that tune If the sale 1s set aside for any reason, the Purchaser at the sale ed only to a return of the funds paid The Purchaser shall have no further recourse agamst the Mortgagor, gagee or the Mortgagee's attorney STRICT COMPLIANCE WITH FINCEN AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE ii {L NOT ISSUE WITHOUT 44 23 3249 : | | | HARRIS 4874073  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3138 FILED 5/7/2026 8:50:02 AM a SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT.CO’ CE WITH FINCEN : : MO THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENT. PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY. OR AUT: THE MORTGAGEE OR MORTGAGE SERVICER WHEREAS, 1n my capacity as attorney for the Mortgagee and/or Its Mortgage Se 51 0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNAT! Patricia Poston, Megan L Randle, Ebbre Murphy, Wayne Daughtrey, Steve Le' LLC, or Codihs & Moody, P C , as Substitute Trustee The address for the Substitute Trustee for purposes of Section 51 0075(e) of ‘exas Property Code 1s Codilis & Moody, PC : 20405 State Highway 249, Suite 170 Houston, TX 77070 - ql (281) 925-5200 : . - Executed on 05/05/2026 , , “ A Gladney SBOT No_24059786, Attorney at Law Codilis iy, P G 20405 St: g 249, Sutte 170 71070 ‘ Posted and filed by Printed Name C&MNo 44-23-3249 s we