TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-7006 FILED 9/22/2026 12:01:20 PM TMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING ith Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, d any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, ‘ejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, e Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5" conferred upon the originaltrustee ‘rider th ed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the be: i. ry therein. 1. Date, Time, and Place of Sal Date: 11/3/2026 Time: The earliest time the s: ill begin‘is 10:00 AM, or within three (3) hours after that time. Place: — Harris County Courthou wing location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVE OLIA SOUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON, TX,770: preceding area is no longer the designated area, at the area most recently designat County Commissioners Court. 2. Property To Be Sold. LOT ELEVEN (11), IN BLOCK T] CYPRESS WOOD POINT, SECTION FOUR (4), A SUBDIVISION IN HARRIS COUNTY, TEXAS, AC THE MAP OR PLAT THEREOF RECORDED UNDER FILM CODE NO. 635128 OF THE MAP RECORDS, O Ss TY, TEXAS. Commonly known as: 20723 NATURAL WAY HUMBLE, 733. 3. Instrument to be Foreclosed. The instrument to be foreclosed i Deed of Trust dated 4/13/2015 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 4/22 under County Clerk’s File No 20150165921, in Book -- and Page -- The subject Deed of Trust was modified by Loan Modifications recorded as Instrument No. RP-2020-7124 and recorded on 01/07/2020, and further recorded 03/22/2022 as Instrument No. RP-2022-151739, and the subject Deed of Trust was assumed by Loan Assumption Agreement, naming EDWARD MITCHELL AND MONIC. S-MITCHELL Flowers as Assuming borrower/Grantor, recorded on 12/27/2022, in Instrument RP-2022-601595 in tl erty Records of Harris County, Texas. Grantor(s): EDWARD MITCHELL AND MONICA SIAS- ‘CHE ONICA LENORE SIAS, HUSBAND AND WIFE Original Trustee: MICHAEL BURNS, ATTORNEY AT LAW, ANDERSO VELA. LLP Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficia: i LENDING, INC., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation ZL  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-7006 FILED 9/22/2026 12:01:20 PM T.S. #: 2026-27036-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to th secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warganti if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the } trustee’s sale may be required to provide information, documentation and/or certification a and entity and trust purchasers should be prepared to provide beneficial ownership info: reporting requirements effective for transfers of residential real property to covered tra applicable, the required information must be provided to the trustee before a trustee’. Additional information regarding these regulations and the required transferee inform: https://www.fincen.gov/rre-faqs#D_5 or https://www.federalregister.gov/documen laundering-regulations-for-residential-real-estate-transfers. ion as maybe required by federal or after 3/1/2026. If b ued for covered transfers. d certifications can be found at 9/2024-19198/anti-money- 6. Obligations Secured. The Deed of Trust provides that it secures the payme therein (collectively, the “Obligations”), including, but not limited to: (1) the proy te in the original principal amount of $175,729.00, executed by EDWARD MITCHELL AND MONICA SIAS- F/K/A MONICA LENORE SIAS, HUSBAND AND WIFE, and payable to the order of Mortgage Electro: egistration Systems, Inc., as Beneficiary, as nominee for SMI LENDING, INC., its successors and assigns; (2) all renew d extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of t] ions,ecured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now who id payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Proj to satisfy 4a indebtedness. indebtedness and obligations described to represent the Mortgagee by virtue of a servicing as Property Code §51.0025, the Mortgage Servicer if the lien securing the Property referenced above. ent mortgagee, whose address is: agreement with the Mortgagee. Pursuant to the Servicing Ag: is authorized to collect the debt and administer any resulti Freedom Mortgage Corporation as Mortgage Service c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 9/18/202 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 ie information visit: https://www.xome.com or Contact (800) 758-8052