Doc-118201 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-1 18201" Document No: 118201 Billable Pages: 2 Recorded On: July 23, 2026 01:52 PM Number of Pages: 3 Total Recording: $ 22.00 File Information: NOTICE OF FORECLOSURE *#4***Fyamined and Charged as Follows***** *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Record and Return To: Document No: 118201 Connie Cobb, South Texas Title & Trustee Receipt No: 20260723000164 PO BOX 530493 Recorded On: July 23, 2026 01:52 PM original returned to customer Deputy Clerk: Erika Gonzalez Harlingen TX 78553 Station: CC-ED-KF1016 ennnes, ony C oily STATE OF TEXAS s Qeertrrenn, in % COUNTY OF HIDALGO = a % S | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = * i 3 x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 23% fos %% oe, wes Arturo Guajardo Jr. ay OF FiOS County Clerk Y 7 ‘ “Maw Y Hidalgo County, Texas Doc-118201 C&M No. 44-25-00494/ FELE NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated December 03, 2021 and recorded under Clerk's File No. 3288856, in the real property records of HIDALGO County Texas, with Crystal Starr Ybarra Sierra and Elias Daniel Sierra, wife and husband as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Willow Bend Mortgage Company, LLC, its successors and assigns as Original Mortgagee. Deed of Trust executed by Crystal Starr Ybarra Sierra and Elias Daniel Sierra, wife and husband securing payment of the indebtedness in the original principal amount of $271,600.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the “Note”) executed by Crystal Starr Ybarra Sierra, Elias Daniel Sierra. Onslow Bay Financial LLC is the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Onity Mortgage Corporation is acting as the Mortgage Servicer for the Mortgagee. Onity Mortgage Corporation, is representing the Mortgagee, whose address is: 1 Mortgage Way, Mount Laurel, NJ 08054. Legal Description: THE EAST 5.0 ACRES OF LOT 12, BLOCK 53, ALAMO LAND AND SUGAR COMPANY'S SUBDIVISION, HIDALGO COUNTY, TEXAS, AS PER MAP OR PLAT THEREOF RECORDED IN VOLUME 1, PAGE 24, MAP RECORDS, HIDALGO COUNTY, TEXAS, AND BEING MORE PARTICULARLY DESCRIBED BY EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF FOR ALL PURPOSES: SALE INFORMATION Date of Sale: 09/01/2026 Earliest Time Sale Will Begin: 10:00 AM Location of Sale: The place of the sale shall be: HIDALGO County Courthouse, Texas at the following location: The Hidalgo County Administrative Building, located at 2802 S. Business Hwy 281, Edinburg, TX 78539 (outdoor covered area on the west side of the building); or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court TERMS OF SALE A default has occurred in the payment of said herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit against the indebtedness secured by the Hien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee ta | i { reels and/or to sell all or only part ALGO HID 4881587 Doc-118201 of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” “WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, 1 HEREBY APPOINT AND DESIGNATE Connie Cobb, Clyde Cobb, Constance Lewis, Sandra Mendoza, Arnold Mendoza, Alexis Mendoza, Auction.com, LLC, or Codilis & Moody, P.C., as Substitute Trustee. The address for the Substitute Trustee for purposes of Section 51.0075(e) of the Texas Property Code is: Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Executed on 07/21/2026. /s/ Will Morphis SBOT No, 24131905, Attorney at Law Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Posted and filed by: Printed Name; Connie Cobb C&M No. 44-25-00494