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Foreclosure Notice*
Doc# 20261000405 09/14/2026 11:27 AM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk
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NOTICE OF SUBSTITUTE TRUSTEE’S SALE
Assert and protect your rights as a member of the armed forces of the United States. If
you are or your spouse is serving on active military duty, including active military duty as
a member of the Texas National Guard or the National Guard of another state or as a
member of a reserve component of the armed forces of the United States, please send
written notice of the active duty military service to the sender of this notice immediately.
STATE OF TEXAS §
§
COUNTY OF BEXAR §
The following capitalized terms, as used in this document, shall have the meanings
as set forth below:
Borrower: Stephanie Coto
Lender: Resource One Credit Union
Note: Promissory Note dated September 30, 2022, executed by
Stephanie Coto and delivered to Resource One Credit Union
(“Resource One"), as payee, in the original principal amount of
$427,500.00 (the “Note”);
Deed of Trust: Deed of Trust dated September 30, 2022, executed by Stephanie
Coto (“Borrower”), granting Resource One Credit Union a security
interest in certain real property to secure repayment of the Note and
which is recorded in the Official Public Records of Bexar County,
Texas, as Instrument No. 20220236987 (the “Deed of Trust’).
Property: - Lot 2, Block 3, of East Evans Road Subdivision, P.U.D., a
subdivision in Bexar County, Texas, according to the map or plat
thereof, recorded in Volume 9715, Page 205, of the Deed and Plat
Records of Bexar County, Texas.
Original Trustee: Mary Beth Spuck
Substitute Trustee: Russell A. Devenport, Sean Carmichael, Jason West, Nicole
Baethge, Matthew D. Johnson, Nicole Correa, Dean W. Greer and
/ or David Garvin any of them to act.
Address of
Substitute Trustee: 777 Main Street
Suite 2700
Fort Worth, Texas 76102
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61000405 09/14/2026 11:27 AM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk
Sale Date: October 6, 2026, which is the first Tuesday of said month.
Earliest Time
For Sale: 42:00 PM (Noon), or not later than three hours thereafter on the
Sale Date.
County: Bexar County, Texas.
Designated
Sale Area: The west side of the Bexar County Courthouse (between the
Courthouse and the Paul Elizondo Tower), located at 100
Dolorosa, San Antonio, Bexar County, Texas, or such other area
as may be designated by the Commissioners Court of Bexar
eared Texas, pursuant to Section 51.002 of the Texas Property
e.
A. Under the terms of the Deed of Trust, the Property was conveyed in trust to
Original Trustee for the benefit of the holder of the Note to secure, among other
obligations, the payment of the Note.
B. Resource One Credit Union (“Resource One’ or “Lender’) is the legal owner
and holder of the indebtedness evidenced by the Note and secured by the Deed of Trust.
C. Default has occurred under the terms of the Note and the Deed of Trust.
The indebtedness evidenced by the Note has either matured or has been accelerated in
accordance with the terms of the Note and the Deed of Trust and as provided by law, and
is now fully due and payable.
D. By written instrument entitled “Removal of Trustee and Appointment of
Substitute Trustee,” which was recorded as Clerk's Instrument Number 20260178714 of
the Real Property Records of Bexar County, Texas, Resource One appointed the
Substitute Trustee to assume the powers of and to act in the place and stead of Original
Trustee under the Deed of Trust, the appointment being in the manner authorized by the
Deed of Trust. Resource One also requested the Substitute Trustee to sell the Property
in the manner provided in the Deed of Trust and as required by law to satisfy, in whole or
in part, the obligations secured by the Deed of Trust.
NOW, THEREFORE, notice is hereby given that the undersigned, as the
Substitute Trustee under the Deed of Trust, will sell the property by public sale at auction
at the Designated Sale Area and on the Sale Date described above to the highest bidder
for cash. Such public sale will begin no earlier than the Earliest Time for Sale described
above and no later than three (3) hours after that time.
NO WARANTIES, EITHER EXPRESS OR IMPLIED, ARE OR SHALL BE MADE
REGARDING THE PROPERTY AS TO MERCHANTABILITY, HABITABILITY, FITNESS
D
oc# 20261000405 09/14/2026 11:27 AM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk
FOR PURPOSE, WORKMANSHIP, OR QUALITY, AND NO POLICY OF TITLE
INSURANCE WILL BE FURNISHED TO THE PURCHSER.
Pursuant to section 51.0075 of the Texas Property Code, the Substitute Trustee
reserves the right to set further reasonable conditions for conducting the public sale. Any
such further conditions shall be announced before bidding is opened for the sale.
If the sale is set aside for any reason, the purchaser at the sale shall be entitled
only to a return of the funds paid. The purchaser shall have no further recourse against
the Lender, the Borrower, the Lender’s attorney or the Substitute Trustee.
The Deed of Trust permits the Lender to postpone, withdraw, or reschedule the
public sale for another day. In that case, the-Substitute Trustee under the Deed of Trust
need not appear at the date, time and place of the currently scheduled sale to announce
the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled
sale will be reposted.and refiled in accordance with the posting and filing requirements of
the Deed of Trust and the Texas Property Code. Any such reposting or refiling may be
after the Sale Date set forth herein.
Notice is further given, that except tothe extent that the Substitute Trustee may
bind and obligate Resource One to warrant title to the Property under the Deed of Trust,
pursuant to § 51.009 of the Texas Property Code, the Property will be sold in an “as is"
and “where is” condition. Conveyance of the Property will be made without any
representations oF warranties whatsoever, expressed or implied. Prospective bidders are
strongly urged to examine the applicable governmental records to determine the nature
and extent of any title issues, liens, encumbrances or property taxes related to the
Property and should independently satisfy themselves regarding the nature of the
Property and its physical condition prior to the sale.
The name and address of the sender of this Notice of Substitute Trustee's Sale is:
Russell Devenport
777 Main Street
Suite 2700
Fort Worth, Texas 76102
The real property components and the personal property components of the
Property will be sold together at the non-judicial foreclosure sale described above, as
permitted by Section 9.604 of the Texas Business and Commerce Code, as amended.
EXECUTED on [laps pu bol’ ef 2026
FILE INFORMATION SUBSTITUTE TRUSTEE
Document Number: 20261000405 ; (hl
Date/Time: 9/14/2026 11:27:22 AM { -
Total Pages: Russell Devenport, Substitute Trustee
3
FILED IN THE OFFICIAL PUBLIC
RECORDS OF BEXAR COUNTY
LUCY ADAME — CLARK
BEXAR COUNTY CLERK
Total Fees: $2.00