TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5093 FILED 7/14/2026 10:10:03 AM T.S. #: 2026-24675-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVI Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exe conferred upon the original trustee under the Deed of Trust, and further authorizes and dire and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 9/1/2026 Time: The earliest time the sale will begin is 10; ithin,three (3) hours after that time. Place: Harris County Courthouse, Texas, at the fc *°9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVENT CE SOUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON, T i preceding area is no longer the designated area, at i Commissioners Court. 2. Property To Be Sold. LOT EL FOUR (4), OF GRACELAND TERRACE, AN ADDITION IN HARRIS COUNTY, TEXAS, AC AP OR PLAT THEREOF, RECORDED IN VOLUME 41, PAGE 68, OF THE MAP RECORDS » TEXAS. Commonly known AD HOUSTON, TX 77022 3. Instrument e Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 6/30/2023 and recorded in the e of is County, Texas, recorded on 7/6/2023 under County Clerk’s File No RP-2023-252252, in long with Corrective or Scrivener's Affidavit recorded on 03/15/2024 in Instrument No. RP-2024-91555 rds of Harris County, Texas. Brenda Garcia, a single woman riginal Trustee: Scott R. Valby Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5093 FILED 7/14/2026 10:10:03 AM T.S. #: 2026-24675-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqgs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount eficiary, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns; (2) s of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now ¢ able. Tli@:owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebte ess. 7. Mortgage Servicer Information. The agreement with the Mortgagee. Pursuant to tl is authorized to collect the debt and admi Freedom Mortgage Corporation as M gage Servicer is authorized to represent the Mortgagee by virtue of a servicing ing Agreement and Texas Property Code §51.0025, the Mortgage Servicer resulting foreclosure of the lien securing the Property referenced above. sents the current mortgagee, whose address is: a c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and protect your rights as a member of the armed forces of the notice of the active-duty military service to the sender of this notice immediate NESTOR SOLUTIONS, LLC, as attor: FREEDOM MORTGAGE CORPORA By: Dated: 7/9/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052