NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER' S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR N MORTGAGE SERVICER. 0 NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: May 13, 2026 ice NOTE: Note described as follows: s Date: July 23, 2025 N Maker: Kristin Marie Flurer Payee: JPMorgan Chase Bank, National Association successor to original lender Original Principal Amount: $ 1, 433, 653. 00 DEED OF TRUST: Deed ofTrust described as follows: Date: July 23, 2025 Grantor: Kristin Marie Flurer and Brandon Matthew Williams Trustee: Allan B. Polunsky Beneficiary: JPMorgan Chase Bank; National Association successor to original lender Recorded: INSTRUMENT NO. 2025000092684 WHICH WAS RECORDED IN THE REAL PROPERTY RECORDS OF COLLIN COUNTY, TEXAS. LENDER: JPMorgan Chase Bank, National Association BORROWERS: Kristin Marie Flurer PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST Page I of5AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Bonnie Mounger, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie Dworsky, Angela Brown, David Garvin. Leslie Shuler, or Robin Shelton. Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: JULY 7, 2026, the first Tuesday of the month, to commence at 10: 00 A.M., or within three( 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: In COLLIN County, Texas, at the COLLIN COUNTY COURTHOUSE, 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071 OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE. RECITALS Lender, the owner and holder of the Note and the Deed of Trust lien under Texas Property Code Section 51. 002, has requested that Substitute Trustee sell the Property according to the terms of the Deed of Trust and applicable law due to a default in the payment of the Note and/or in the performance ofthe obligations under the Deed of Trust that secures the Note. Formal notice is now given of Lender' s election to proceed against and sell the real property described in the Deed of Trust, consistent with the Lender' s rights and remedies under the Deed ofTrust and applicable law. Therefore, notice is given that on the Date and Time of Substitute Trustee' s Sale of Property and at the Place of Substitute Trustee' s Sale of Property, 1, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed ofTrust and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the Property that are superior to the Deed of Trust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, or warranties aboutthe Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties of title required by the Page 2of5Deed ofTrust. The Property will be sold AS 1S, WHERE IS, AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE- DUTY MILITARY SERVICE TO PETITIONER OR PETITIONER'S ATTORNEY IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed ofTrust described as follows: Date: July 23, 2025 Grantor: Kristin Marie Flurer and Brandon Matthew Williams Trustee: Allan B. Polunsky Beneficiary; JPMorgan Chase Rank, National Association successor to original lender Recorded: INSTRUMENT NO. 2025000092684 WHICH WAS RECORDED IN THE REAL PROPERTY RECORDS OF COLLIN COUNTY, TEXAS. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Bonnie Mounger, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie Dworsky, Angela Brown, David Garvin. Leslie Shuler, or Robin Shelton. Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Each Substitute Trustee is appointed effective as of MAY 13, 2026, pursuant to Texas 51. 0075 to succeed to all title, powers, and duties ofthe original or successor Property Code § trustees under the Deed ofTrust. Page 3 of 5Appointment of Substitute Trustees: I l - Name: Ryan Sheets. Attorney for JPMorgan Chase Bank, National Association and Ncwkcr LLC THE STATE OF TEXAS COUNTY OF DALLAS BEFORE ME. the undersigned authority, on this day appeared Ryan Sheets, and after being by me duly sworn, stated that they executed the foregoing instrument for the purposes and consideration therein expressed. GIVEN UNDER MY HAND AN!) SEAL OF OFFICEon to _(.. ! 2026. Notary Public. State ofTexas RY Uy•. 9l Fes• p l 0ft i/// 02'24`', O \`\ l • Notice of Sale executed by: adttioG itir Name: Jeff Benton Substitute' Irustee Page 4 oI' SEXHIBIT A Lot 27, In Block MM, ofMustang Lakes Phase Seven, anAddition to the City of Celina, Collin County, Texas, according to the Plat thereof recorded In Volume 2023, Page 405, ofthe Plat Records of Coign County, Texas. Page 5 of 5