TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4671 FILED 6/30/2026 2:59:57 PM T.S. #: 2026-25288-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 9/1/2026 The earliest time the sale will begin is 10:00 AM, or within three (3) hours after that time. Time: : is County Courthouse, Texas, at the following location: 9401 Knight Rd, Houston, TX 77045, BAYOU CI CE MAGNOLIA SOUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON; 45; hi din! a is no longer the designated area, at ‘area most recently desig) y the, Gounty Comimissio ‘ourt. 2. Property To Be Sold. LOT EIGHT (8) INB K ) ORA:SEC 3, D LOCATED IN THE H.&T.C.R.R. CO. SURVEY SECTION 47,"BLO hl ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER FILM i 6: RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 23235 WISE WALK DRIVE KATY, TX 77493 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 9/15/2023 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 9/15/2023 under County Clerk’s File No RP-2023-355962, in Book -- and Page -- in the Real Property Records of Harris County, Texas. Grantor(s): VANESSA IRENE SILVAS, AN UNMARRIED WOMAN, AND KEVIN RAZO, AN UNMARRIED MAN Original Trustee: Charles H. Newman Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Inspire Home Loans Inc., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4671 FILED 6/30/2026 2:59:57 PM _ reporting requirements effective for transfers of residential real property to covered transferees on or after 3 T.S. #: 2026-25288-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federai/law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be requiredsby al applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for Additional information regarding these regulations and the required transferee information and certifications https://www.fincen.gov/rre-faqs#D_5 or https://www.federalregister.gov/documents/2024/08/29/20 9 laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebte' bligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in i cipal amount of $296,519.00, executed by VANESSA IRENE SILVAS, AN UNMARRIED WOMAN, EVIN RAZO, AN UNMARRIED MAN, and payable to the order of Mortgage Electronic Registration S s, Ii for Inspire Home Loans Inc., its successors and assigns; (2) all renewals and extensions and future indebtedness of the Trustor(s) to the current holder of the Obligations, sec’ ¢ Deed of Trust. Default has he owner and holder of the 7. Mortgage Servicer Information. The Mortgage Servicer is a i he Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agree Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resultin the lien securing the Property referenced above. t mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PRWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: te 026 Christopher K, Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052