NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 11/22/2023 LAUREL SANTIAGO JOINED HEREIN PRO FORMA BY MY SPOUSE RAFAEL SANTIAGO Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. PENNYMAC LOAN SERVICES, LLC (“MERS”) SOLELY AS A NOMINEE FOR NATIONS RELIABLE LENDING, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A TARRANT Page: N/A Instrument No: D223209384 Mortgage Servicer: Mortgage Servicer’s Address: PennyMac Loan Services, LLC is representing the Current 6101 Condor Drive, Beneficiary/Mortgagee under a servicing agreement with the Current Moorpark, CA 93021 Beneficiary/Mortgagee. fo ™ Date of Sale: 11/3/2026 _ Earliest Time Sale Will Begin: 10: gM NA ke THE PLAT RECORDS OF TARRANT COUNTY, TEXAS. In accordance with TEX. PRop. CODE §51.0076 and the Deed of Trust referenced above, the undersigne . Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Xome Incy Tejas Corpérate Services, LLC, NFPDS-TX LLC, David Stockman, Donna Stockman, Guy Wiggs, Janet Pinder, Angela Brown, Jeff Benton, Jame D'wgrsky, Leslie“Shuler? Bonny Mounger or Robin Shelton, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who sftall h&xgafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruchs bstitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the hi 9 églace and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warraptiessextept ds afranties of title, and at the purchaser’s own risk, pursuant to the terms of ) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY RSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT NOTICE PURSUANT TO TEX. PROP, Sal. ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR S$POt ARBSERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONA E NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF T i TES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE fi pares, 08/27/26 Dated: 8/25/2026 Donna Stockman Printe@ Name: Thuy Frazier, Atto Substitute Trustee McCarthy & Holthus, c/o Xome 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for PennyMac Loan Services, LLC hitps://sales.mccarthyholthus.com/ FILED AUG 27 2026 MH File Number: TX-26-132301-POS Loan Type: FHA COUNTY CLERK, TARRANT CO,, TEXAS FI cen LEPUTY