START OF PAGE: 176 ,i FILED ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING IN ACTIVE MILITARY DUTY, INCWDHIG ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD Of ANOTHER STATE OR A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TD THE SENDER OF THIS NOTICE IMMEDIATELY. 2DZ6 HAY 2 I AM II : o I opu,~ ... , >(-1~ ,, • COUNTY CL"'RK .... FORT RFNO r.nm1f v. rr x fl c NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, KAHN MORROW, A SINGLE PERSON delivered that one certain Deed of Trust dated SEPTEMBER 24, 202,1, which is recorded in INSTRUMENT NO. 2021161478 of the real property records of FORT BEND County, Texas, conveying to the Trustee[s) therein named the real property therein described, to secure the payment of a Promissory Note in the principal amount of $335,495.00 payable to the order of CALIBER HOME LOANS, INC., to which reference is hereby made for a description of the Promissory Note, the terms and covenants of the Deed of Trust, and the property therein conveyed; and WHEREAS, .default, as same is defined in the Promissory Note and/or the Deed of Trust, has occurred and the outstanding i9debtedness on same is now wholly due; and WHEREAS,;the undersigned has been appointed Substitute Trustee in place of the original Trustee. upon the contingency and the manner authorized by the Deed of Trust; and WHEREAS, GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, the Mortgagee or Mortgage Servicer, has instructed a Substitute Trustee to sell real property described in the Deed of Trust in order to satisfy the indebtedness secured thereby. I THEREFORE, NOTICE IS HEREBY GIVEN that on JULY 7, 2026. beginning at 1:00 PM. or not later than three (31 hours after that time, a Substitute Trustee will sell, to the highest bidder submitting cashier's check, certified check or money order, the following described real property: LOT FORTY-NINE (49), BLOCK ONE (1) OF CANDELA SEC 3, A SUBDIVISION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED UNDER PLAT NO. 20200199 OF THE PLAT RECORDS OF FORT BEND COUNTY, TEXAS. The sale will occur at that area designated by the Commissioners Court of FORT BEND County, Texas, for such sales (OR AT AT FORT BEND COUNTY GUS GEORGE ACADEMY -PATTON HALL, 1521 EUGENE HEIMANN CIRCLE, RICHMOND, TEXAS). BE ADVISED that, pursuant to the Texas Property Code, a mortgagee may be the mortgage servicer and a mortgagee or a mo~tgage servicer may administer the foreclosure of property on behalf of the mortgagee if they have entered into an agreement granting the current mortgage servicer authority to service the mortgage. The Mortgage Servicer, if not the Mortgagee, is representing the Mortgagee under a servicing agreement. The name and address of the Mortgagee is GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, 244 SOUTH GATEWAY PLACE, JENKS, OKLAHOMA 74037. The name and address of the Mortgage Servicer is GATEWAY MORTGAGE, P.O. BOX 1560, JENKS, OK 74037. The name and address of a Substitute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, Texas 75007. A substitute trustee is authorized by the Texas Property Code,to set reasonable conditions for a sale. A purchaser at a sale acquires the property "as is" without any expressed or implied warranties at the purchaser's own risk. A purchaser at a sale is not a consumer. If a sale is set aside, the Purchaser will be entitled only to a return of the purchase price, less any applicable fees and costs, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee. Dated: MAY 21, 2026. FllE NDo GMG-3084 PROPERTY: 26508 POLARIS RISE lN RICHMOND, TI:XAS 77406 KAHN MORROW SUBSTITUTE TRUSTEEIS) MICHAEL J. SCHROEDER OR JEFF LEVA OR SANDY DASIGENIS OR MEGAN L. RANDLE OR EBBIE MURPHY OR WAYNE DAUGHTREY OR STEVE LEVA NOTICE SENT BY: MlalAEl J. SCHROEDER 3610 NORTH JOSEY LANE, SUITE 206 CARROLL TON, TEXAS 750D7 Tela: 19721 394-3086 F11: 19721384, 1263 11111111m 111um11 a1111 4875232 s-mtJ-