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Foreclosure Notice*
Doc-117656
Hidalgo County
Arturo Guajardo Jr.
County Clerk
Edinburg, Texas 78540
*VG-705-2026-1 17656"
Document No: 117656 Billable Pages: 2
Recorded On: May 21, 2026 02:08 PM
Number of Pages: 3
NOTICE OF FORECLOSURE
*****Examined and Charged as Follows*****
Total Recording: $ 22.00
File Information:
***** THIS PAGE IS PART OF THE DOCUMENT*****
Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY
because of color or race is invalid and unenforceable under federal law.
Record and Return To:
Document No: 117656 Connie Cobb DBA Valley Court Services
Receipt No: 20260521000178 PO Box 530493
Recorded On: May 21, 2026 02:08 PM Original Returned to Customer
Deputy Clerk: Steve Cardenas Harlingen TX 78553
Station: CH-1-CC-KO1
R ntl, " STATE OF TEXAS
Oy ony Coup % COUNTY OF HIDALGO
= fa * 3S t hereby certify that this Instrument was FILED in the File Number sequence on the date/time
=e H H x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas.
Za. “5S Arturo Guajardo Jr.
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“Ny, OFS eS County Clerk hen
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Hidalgo County, Texas
Doc-117656
C&M No. 44-26-00273/ FILE NOS
NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE
TRUSTEE
Assert and protect your rights as a member of the armed forces of the United States. If you
are or your spouse is serving on active military duty, including active military duty as a
member of the Texas National Guard or the National Guard of another state or as a member
of a reserve component of the armed forces of the United States, please send written notice of
the active duty military service to the sender of this notice immediately. Sender is: Codilis &
Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070
INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION
Deed of Trust dated August 13, 2015 and recorded under Clerk's File No. 2015-2639174, in the real property
records of HIDALGO County Texas, with Rudy Carr and Anna Carr, husband and wife as Grantor(s) and Mortgage
Electronic Registration Systems, Inc., as beneficiary, as nominee for Academy Mortgage Corporation, its successors
and assigns as Original Mortgagee.
Deed of Trust executed by Rudy Carr and Anna Carr, husband and wife securing payment of the indebtedness in the
original principal amount of $43,200.00 and obligation therein described including but not limited to the promissory
note and all modifications, renewal and extensions of the promissory note (the “Note”) executed by Rudy Carr.
Citibank, N.A., as trustee for CMLTI Asset Trust is the current mortgagee (the “Mortgagee’’) of the Note and Deed
of Trust or Contract Lien.
The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the
Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is
authorized to collect the debt and to administer any resulting foreclosure of the property securing the above
referenced loan. Fay Servicing, LLC is acting as the Mortgage Servicer for the Mortgagee. Fay Servicing, LLC, is
representing the Mortgagee, whose address is: 1601 LBJ Freeway, Suite 150,, Farmers Branch, TX 75234.
Legal Description:
THE WEST 7.5 FEET OF LOT ONE (1) AND THE EAST 62.5 FEET OF LOT TWO (2), BLOCK ONE (I),
CAROLYN KAY SUBDIVISION UNIT NO. I, AN ADDITION TO THE CITY OF MCALLEN, HIDALGO
COUNTY, TEXAS, AS PER MAP OR PLAT THEREOF RECORDED IN VOLUME 17, PAGE 56, MAP
RECORDS, HIDALGO COUNTY, TEXAS.
SALE INFORMATION
Date of Sale: 07/07/2026 Earliest Time Sale Will Begin: 10:00 AM
Location of Sale: The place of the sale shall be: HIDALGO County Courthouse, Texas at the following
location: The Hidalgo County Administrative Building, located at 2802 S. Business Hwy 281, Edinburg, TX 78539
(outdoor covered area on the west side of the building); or if the preceding area is no longer the designated area, at
the area most recently designated by the County Commissioner's Court
TERMS OF SALE
A default has occurred in the payment of said herein referenced indebtedness, and the same is now wholly due, and
the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said
property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the
terms of said Deed of Trust.
The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by
credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the
mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part
of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,”
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HIDALGO 4875121
Doc-117656
“WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if
any, provided for under the Deed of Trust.
The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside
for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have
no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.
STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE
OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT
SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE
WITH FINCEN.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF
SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF
THE MORTGAGEE OR MORTGAGE SERVICER.
WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section
51.0076 of the Texas Property Code, IT HEREBY APPOINT AND DESIGNATE Connie Cobb, Clyde Cobb,
Constance Lewis, Sandra Mendoza, Arnold Mendoza, Alexis Mendoza, Agency Sales and Posting, LLC, or
Codilis & Moody, P.C., as Substitute Trustee.
The address for the Substitute Trustee for purposes of Section 51.0075(e) of the Texas Property Code is:
Codilis & Moody, P.C.
20405 State Highway 249, Suite 170
Houston, TX 77070
(281) 925-5200
Executed on 05/18/2026.
/s/ Will Morphis SBOT No. 24131905, Attorney at Law
Codilis & Moody, P.C.
20405 State Highway 249, Suite 170
Houston, TX 77070
(281) 925-5200
ee
Posted and filed by:
Printed Name: Connie Cobb
C&M No. 44-26-00273