Document No: 118292 Recorded On: August 10, 2026 01:54 PM Doc-118292 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 ANN Billable Pages: 1 Number of Pages: 2 NOTICE OF FORECLOSURE **#***Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: Document No: Receipt No: Recorded On: Deputy Clerk: Station: Wty, MONTY Co, % 14, OF HOME “oom {/ on Zot yw in KAS * “Hw . *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY 118292 20260810000251 August 10, 2026 01:54 PM Marc Silva CC-ED-KF1015 STATE OF TEXAS COUNTY OF HIDALGO | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. fl Loh Yh County Clerk Hidalgo County, Texas Arturo Guajardo Jr. because of color or race is invalid and unenforceable under federal law. Record and Return To: South Texas Court Services 14345 N Los Ebanos Rd Original Returned to Customer MISSION TX 78573 Doc-118292 ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING IN ACTIVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, EDUARDO ESPINOZA CALDERON AND JUANITA CALDERON, HUSBAND AND WIFE delivered that one certain Deed of Trust dated AUGUST 13, 2019, which is recorded in INSTRUMENT NO. 3041294 of the real property records of HIDALGO County, Texas, conveying to the Trustee(s} therein named the real property therein described, to secure the payment of a Promissery Note in the principal amount of $49,970.00 payable to the order of VETERANS LAND BOARD OF THE STATE OF TEXAS, to which reference is hereby made for a description of the Promissory Note, the terms and covenants of the Deed of Trust, and the property therein conveyed; and WHEREAS, default, as same is defined in the Promissory Note and/or the Dead of Trust, has occurred and the outstanding indebtedness on same is now wholly due; and WHEREAS, the undersigned has been appointed Substitute Trustee in place of the original Trustee, upon the contingency and the manner authorized by the Deed of Trust: and WHEREAS, VETERANS LAND BOARD OF THE STATE OF TEXAS, the Mortgages or Mortgage Servicer, has instructed a Substitute Trustee to sell real property described in the Deed of Trust in order to satisfy the indebtedness secured thereby. THEREFORE, NOTICE IS HEREBY GIVEN that on SEPTEMBER 1, 2026, beginning at 10:00 AM, or not later than three (3) hours after that time, a Substitute Trustee will sell, to the highest bidder submitting cashier's chack, certified check or monay order, the following described real property: LOT 2, BLOCK 10, BALBOA ACRES, AN ADDITION TO THE CITY OF MCALLEN, HIDALGO COUNTY, TEXAS, AS PER MAP OR PLAT THEREOF RECORDED IN VOLUME 14, PAGE 31, MAP RECORDS, HIDALGO COUNTY, TEXAS. The sale will occur at that area designated by the Commissioners Court of HIDALGO County, Texas, for such sales (OR AT THE HIDALGO COUNTY ADMINISTRATION BUILDING, LOCATED AT 2802 S BUSINESS HWY 281, EDINBURG, TEXAS). BE ADVISED that, pursuant to the Texas Property Code, a mortgagee may be the mortgage servicer and a mortgagee or a mortgage servicer may administer the foreclosure of property on behalf of the mortgagee if they have entered into an agreement granting the current mortgage servicer authority te service the mortgage. The Mortgage Servicer, if not the Mortgages, is representing the Mortgagee under a servicing agreement. The name and address of the Mortgages is VETERANS LAND BOARD OF THE STATE OF TEXAS, 1700 N. CONGRESS, AUSTIN, TEXAS 78701-1496. The name and address of the Mortgage Servicer is GATEWAY MORTGAGE, P.O. BOX 1560, JENKS, OK 74037. Tha name and address of a Substitute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, Texas 75007. A substitute trustee is authorized by the Texas Property Code to set reasonable conditions for a sale. A purchaser at a sale acquires the Property “as is” without any expressed or implied warranties at the purchaser's own risk. A purchaseriat a sale is not a consumer. If a sale is set aside, the Purchaser will be entitled only to a return of the purchase price, legs any applicable fees and costs, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee. Dated: AUGUST 10, 2026. b) ~<s SUBSTITUTE TRUSTEE(S) MICHAEL J. SCHROEDER OR CONNIE COBB OR CLYDE COBB OR CONSTANCE LEWIS OR SANDRA “ MENDOZA OR ARNOLD MENDOZA OR ALEXIS MENDOZA OR W.D. LAREW OR JULIE MARTIN OR JERRY PEREZ OR SARAH MAYS OR ADOLFO RODRIGUEZ FILE NO.: GMG-3385 NOTICE SENT BY: PROPERTY: 2809 DAYTONA AVE MICHAEL J. SCHROEDER MCALLEN, TX 78503 3610 NORTH JOSEY LAME, SUITE 206 CARROLLTON, TEXAS 75007 ESTATE OF EDUAROO ESPINOZA CALDERON Teles (072) 394-3086 Fax: (972) 384-1283 SR a eA ANTENNA ORAL REED ANID ERIE EBAY BEEN ARNEEICDAS ET ne ARI RS SSN ENA ENE ASCARI SIERO GER ean terest