2026 - 202600002049 08/11/2026 11:14 AM Page 1 of 2 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 6/17/2025 HAM CHOI CONSULTING LLC, A TEXAS LIMITED LIABILITY COMPANY Current Beneficiary/Mortgagee: U.S. Bank Trust Company, National Association, not in its individual capacity, but solely as owner trustee of the New Residential Mortgage Loan Trust 2025-NQM5 Property County: DALLAS Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR CHAMPIONS F UNDING LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Volume: N/A Page: N/A Instrument No: 202500127768 Mortgage Servicer: NewRez LLC, d/b/a Shelipoint Mortgage Servicing is representing the Current Beneficiary/Mortgagee under a servicing agreement with the Current Beneficiary/Mortgagee. Date of Sale: 10/6/2026 Place of Sale of Property: George Allen Courts Building, COMMISSIONER'S COURT, PURSUANT TO SECTIO Mortgage Servicer’s Address: 75 Beattie Place, Greenville, SC 29601 Earliest Time Sale Will Begin: 10; fs (7 i 600 Commerce Street, Dallas, TX 75202 OR IN THE AREW S Ep N_ 51.002 OF THE TEXAS PROPERTY CODE. ROD PARP BY THE | Legal Description: BEING LOT 3, BLOCK 5 OF GREENWOOD ADDITION NO. 2, PHASE I, AN ADDITION FO GITY O COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 85071, PACE, 3795-RLAT RE AND PRAIRE, DALLAS DS JDALLAS COUNTY, TEXAS. In accordance with TEX. Prop. CODE §51.0076 and the Deed of Trust referenced above, the undersigifed ds attorneyAd remove the original Trustee and afl successor substitute trustees and appoints in their stead, Auctio .cam, LLC, Francesca Ortolani, Carol Dunmon or Payton Hreha, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; % Substitute Trustee to conduct and direct the execution of remedies set aside to the benefici Mfortgagee or Mortgage Servicer does hereby helley Ortolani, Michele Hreha, Mary Mancuso, Holthts, LLP, as Substitute Trustec, who shall hereafter The Substitute Trustee will sell the property by public auction to the highest bidder for cash lace and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to 4 (oAvartranvigs OF title, and at the purchaser’s own risk, pursuant to the terms of oes) yivestigation of the nature and physical condition of the Property. The Property will be sold “AS IS,” without any express or implied Wed te Sea 0 Substitute Trustee reserves the right to set further reasonable conditions bidding is opened for the first sale of the day held by Substitute Trustee, IFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY IGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT ND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE G ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A UARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIA Dated: 8/10/2026 cA Substitute Trustee c/o Auction.com 1255 West 15th Str 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for NewRez CbG-t/b/a Shellpoint Mortgage Servicing https://sales. mecarthyholthus.com/ Thuy Frazier, 4 McCarthy & Hol MH File Number: TX-26-131121-POS Loan Type: Business Purpose Loan 2026 - 202600002049 08/11/2026 11:14 AM Page 2 of 2 ANA a Instrument Number: 202600002049 Foreclosure Posting Recorded On: August 11, 2026 11:14 AM Number of Page Total Recording: $2.00 : Crees the Sale, Rental or use of the described REAL PROPERTY ofcetorfor race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Numbe ) Shelly Ortolani 9260811000322 14800 Landmark Bivd., Ste850 Recorded Daté August 11, 2026 11:14 AM User: Wali W ADDISON TX 75001 Station: Cc143 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk — Dallas County, TX