NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor(s)/Mortgagor(s): 3/ 14/2025 PUNITH BHARGAV PALAKURTHY AND SIRI CHALLA, HUSBAND AND WIFE Original Beneficiary/ Mortgagee: Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. PlanetHomeLending, LLC MERS") SOLELY ASANOMINEE FORPARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC., ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2025000030238 Mortgage Servicer: Mortgage Servicer' s Address: Planet Home Lending, LLC is representing the Current 321 Research Parkway, Beneficiary/ Mortgagee under aservicing agreement with the Current Meriden, CT 45342 Beneficiary/ Mortgagee. Date ofSale: 11/3/2026 Earliest Time Sale Will Begin: 10:00AM Place ofSale ofProperty: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 OR IN THE AREA DESIGNATED BY THE COMMISSIONER' SCOURT, PURSUANT TO SECTION 51.002 OFTHE TEXAS PROPERTY CODE. Legal Description: LOTS 12, BLOCK J, MEADOW RUN, PHASE 4, AN ADDITION IN THE CITY OF MELISSA, COLLIN COUNTY, TEXAS, ACCORDING TO PLAT THEREOF RECORDED IN VOLUME 2022, PAGE 909, PLAT RECORDS, COLLIN COUNTY, TEXAS; TOGETHER WITH CERTIFICATION OF CORRECTION RECORDED INCLERK'S FILE NO.2023000016258, PLAT RECORDS, COLLIN COUNTY, TEXAS. In accordance with TEX. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, the undersigned asattorney for Mortgagee orMortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha orCarol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee underthere said Deed ofTrust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution ofremedies set aside tothe beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three( 3) hours after that time. The Property will besold" AS IS," without anyexpress orimplied warranties, except as to warranties oftitle, and atthe purchaser'sown risk, pursuant totheterms of TEX. PROP.CODE§51.002and§ 51.009.Prospectivebiddersareadvisedtoconductanindependentinvestigationofthenatureandphysical condition oftheProperty. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened forthe firstsaleofthedayheld bySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE§ 51. 002( 1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL OR THE NATIONAL GUARD OFANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OFTHE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OFTHIS NOTICE IMMEDIATELY. Dated: 9/23/2026 Dated: 1 PrintedName: O l IAl r+0 1 !'' Thuy Frazier, Attorney Substitute Trustee McCarthy& Holthus, LLP c/oAuction. com 1255 West 15th Street, Suite 1060 1255 West 15thStreet,Suite 1060 Plano, TX 75075 Plano, TX 75075 o Attorneys for Planet Home Lending, LLC httns://sales.mccarthyholthus.com/ 2c) i - c t dprice_ 1 ter,_; N MH File Number: TX-26- 132495- POS f-t7 Loan Type: FHA