RTS 2026- 004499 T.S.#: 2026-22204-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED INTHE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE ISTHE ATTORNEY OR AUTHORIZED AGENTOFTHE MORTGAGEE ORMORTGAGE SERVICER. Theundersigned, inaccordance withTexasPropertyCode§ 51.0076, asattorney-in-factforthe Mortgagee orMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com,LLC, Xome Inc., Tejas CorporateServices, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 56' Street, Suite 205, Huntington Beach, California92648, as SubstituteTrustee, to hereafterexercise allpowers and duties conferredupontheoriginaltrusteeundertheDeedofTrust,and further authorizesand directstheSubstituteTrusteeto conduct and execute the remedies provided to the beneficiary therein. 1. Date,Time, and Place ofSale. Date: 11/ 3/2026 Time: The earliest time the sale will begin is 10:00 AM, orwithin( Mee( 3) hours after thattime. Collin CountyCourthouse,Texas,atthe followinglocation: The frontsteps oftheCollinCounty Place: Courthouse locatedat2100Bloomdale Road, McKinney, Texas 75071, orifthe precedingarea is no longer the designated area, at thearea most recentlydesignated by theCounty Commissioners Court. Property ToBeSold. LOT 15, BLOCK C,LEWIS RANCH, PHASE I, ADDITION TO THECITY OF WYLIE, COLLIN 2. COUNTY, TEXAS, ACCORDING TO THE PLAT OR MAP THEREOF, RECORDED UNDER COUNTY CLERK'S FILE NO. 2018=7. PLAT OR MAP RECORDS OF COLLIN COUNTY, TEXAS; CORRECTED IN AFFIDAVIT RECORDED UNDER CLERK'S FILE NO.2018-206860, REAL PROPERTY RECORDS, OF COLLIN COUNTY, TEXAS. Commonly known as: 3529 BEAUMONTDRWYLIE,TX75098 Instrument to be Foreclosed. The instrument tobe foreclosed isthe Deed ofTrust dated 9/ 16/2020 and recorded inthe 3. office ofthe County Clerk ofCollin County, Texas, recorded on 9/23/2020 under County Clerk' sFileNo 20200923001619360, in Book-- and Page-- in the Real Property Records of Collin County, Texas. Trevor Pack and Maria Pack, husband and wife and Sandra Bigler, Unmarried Grantor( s): Person Original Trustee: Black, Mann& Graham Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Original Mortgagee: Freedom Mortgage Corporation, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation J Mortgage Servicer: Freedom Mortgage Corporation r— 77: Cryc-r3 II kr r rn 173 c.P1 C 01T.S.#: 2026-22204- TX Terms ofSale. The sale will beconducted as apublic auction tothe highest bidder for cash, subject tothe provisions ofthe 4. Deed ofTrustpermittingthe Mortgagee thereunder to have the bid credited tothenote upto the amountoftheunpaid debt securedbythe Deed ofTrustatthe timeofsale. Pursuantto§ 51.009ofthe Texas PropertyCode,the propertywill besold in AS IS, WHERE IS" condition, without any express or implied warranties, except as to thewarranties oftitle( ifany) provided for underthe Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder(" purchaser") at this trustee'ssalemayberequiredtoprovide information,documentation and/orcertificationasmandated byapplicable federal1aw, andentityandtrustpurchasersshouldbeprepared toprovide beneficial ownershipinformationasmay be requiredby federal reporting requirements effective for transfers ofresidential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided to the trustee before atrustee' sdeed will be issued forcovered transfers. Additional information regardingthese regulationsandtherequired transferee forma-dal andcertifications can be found at https:// www.fincen. gov/rre-fags# D_5 or Mips:// www.federalregister. gov/documents/ 2024/08/29/2024- 19198/anti-money- laundering-regulations- for-residential- real-estate-transfers. ObligationsSecured.TheDeedofTrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations described 6. therein( collectively, the" Obligations"), including, but not limited to:( 1) the promissory note in the original principal amount of$316,058.00, executed byTrevor Pack and Maria Pack, husband andwife and Sandra Bigler, Unmarried Person, and payable to the order ofMortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, its successors and assigns;( 2) all renewals and extensions ofthe note; and( 3) any and all present and future indebtedness ofthe Trustor(s) to thecurrent holderoftheObligations, securedby the DeedofTrust. Default hasoccurred inthepayment ofthe indebtedness, andthe same is now wholly due and payable.The owner and holder ofthe Obligations has requested thatthe Substitute Trustee sell the Property to satisfy the indebtedness. MortgageServicerInformation. TheMortgage ServicerisauthorizedtorepresenttheMortgageebyvirtueofaservicing 7. agreement with the Mortgagee. Pursuant totheServicing Agreement andTexas Property Code§ 51. 0025, theMortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 1 1988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:( 855) 690- 5900 Assertandprotectyourrightsasa memberofthearmedforcesofthe UnitedStates.ifyouareoryourspouseisserving on active military duty, including active military duty asa member oftheTexas National Guard orthe National Guard ofanother state or as a member ofa reserve component ofthe armed forces ofthe United States, please send written notice oftheactive-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-factfor FREEDOM MORTGAGE CORPORATION e) By: Dated: 9/ 15/2026 Christopher K. Baxter Senior Vice President Texas BarNo. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www.xome. com orContact( 800) 758- 8052