TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4391 FILED 6/16/2026 10:59:06 AM TLS. #: 2025-19445-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. he undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, .com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, g of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 sm 1. Date, Time, ai Date: 8/4/2026 Time: The earliest time the se’ wikk:begin is 10:00 AM, or within three (3) hours after that time. he following location: 9401 Knight Rd, Houston, TX 77045, AGNOLIA SOUTH BALLROOM, LOCATED AT 9401 Place: Harris County Courthigtise, THE BAYOU CIT EN KNIGHT RD, HOUSTO: the area most recently desi ‘ourity Commissioners Court. 2. Property To Be Sold. LOT 7, BLOCK 3, OF BA TEXAS, ACCORDING TO THE PLAT THEREOF AS RE! OF HARRIS COUNTY, TEXAS. Commonly known as: 3630 ROWLOCK VINE DRIVE HOUSTON, T, . 2, AN ADDITION TO HARRIS COUNTY, E NO. 575049, OF THE MAP RECORDS 3. Instrument to be Foreclosed. The instrument to be foreclosed is the d of Tr ed 2/16/2023 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 2/21/2023 unde Clerk’s Fif:No RP-2023-58900, in Book -- and Page --_ in the Real Property Records of Harris County, Texas. Grantor(s): RICARDO RUIZ AND CONSUELO GABR MARRIED COUPLE Original Trustee: Richard A. Ramirez Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as, AmCap Mortgage, Ltd., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4391 FILED 6/16/2026 10:59:06 AM HES TLS. #: 2025-19445-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqgs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $339,733.00, executed by RICARDO RUIZ AND CONSUELO GABRIELA DOMINGUEZ, A MARRIED COUPLE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for AmCap Mortgage, Ltd., its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing th rigagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer » caHect™th ind inister resulting foreclosure of the lien securing the Property referenced above. ie 2 rp ion as c/o Freedém Mortgage Co CTR current mortgagee, whose address is: ion FISHERS IN 46037-7939 ( | O p Y 11988 EXIT 5 PKWY BLDG Phone: (855) 690-5900 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is servin: on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 6/11/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052