START OF PAGE: 133 RECORDING REQUESTED BY: 2026 /1U,3 I I M: /0: 3 I WHEN RECORDED MAIL TO: In Source Logic LLC c/o Trustee Corps 17100 Gillette Avenue Irvine, CA92614 (949) 252-8300 TS No TX08000029-26-1 APN 2935-04-003-0120-907 NOTICE OF FORECLOSURE SALE and APPOINTMENT OF SUBSTITUTE TRUSTEE TO No 260413934-TX-RWI WHEREAS, on March 26, 2021, SHAWNTI REFUGE, MARRIED WOMAN AND ANGELA DEBORAH REFUGE, MARRIED WOMAN as Grantor/Borrower, executed and delivered that certain Deed of Trust in favor of ALLAN B. POLUNSKY as Trustee, NAW FEDERAL CREDIT UNION, A CORPORATION as original Beneficiary, which Deed of Trust secures the payment of that certain Promissory Note of even date therewith in the original amount of $122,400.00, payable to the order of NAVY FEDERAL CREDIT UNION as current Beneficiary, which Deed of Trust recorded on March 31, 2021 as Document No. 2021050817 and an Affidavit of Scrivener's Error recorded on March 08, 2023 as Instrument No. 2023020522, and an Affidavit of Scrivener's Error recorded on March 15, 2023 as Instrument No. 2023022862 in Fort Bend County, Texas. Deed of Trust covers all of the real property described therein, including, but not limited to, all of the following described property, rights and interests (the "Property"), to-wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF APN 2935-04-003-0120-907 WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and NAW FEDERAL CREDIT UNION, the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust. NOW THEREFORE, NOTICE IS HEREBY GIVEN that on Tuesday, October 6, 2026 at 01 :00 PM, no later / than three (3) hours after such time, being the first Tuesday of such month, the Substitute Trustee will sell the Property at a public venue to the highest bidder for cash. The sale will take place in Fort Bend County, Texas, at the area designated by the Commissioner's Court for sales of real property under a power of sale conferred by a Deed of Trust or other contract lien as follows: The Fort Bend County Gus George Academy-Patton Hall, 1521 Eugene Heimann Circle, Richmond TX 77469 or If the preceding area Is no longer the designated area, at the area most recently designated by the County Commissioner Court .. The Deed ofTrust may encumber both real and personal property. Formal notice is hereby given of NAVY FEDERAL CREDIT UNION's election to proceed against and sell both the real property and any personal property described in said Deed of Trust in accordance with and NAVY FEDERAL CREDIT UNION's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. NOTICE IS FURTHER GIVEN, that except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as is", "where is" condition. Conveyance of the START OF PAGE: 134 TS No TXOB000029-26-1 APN 2935-04-003-0120-907 TO No 260413934-TX-RWI Property shall be made without any representations or warranties whatsoever, expressed or implied. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters and are advised to conduct an Independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold In "as Is", "where is" condition, without any expressed or implied warranties, except as to the warranted. Effective March 1, 2026, new federal regulations (89 Fed. Reg. 70.258) may impact residential real property (1-4 residential units) title transfers to covered entities trusts, with reporting requJrements unless exempt. https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-launderinq-regulations­ for-residential-real-estate-transfers In accordance with Texas Property Code Section 51.0076, the undersigned attorney or authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint In Source Logic LLC and the named Substitute Trustee(s) below, Substitute Trustee to act under and by virtue of said Deed of Trust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. s~ Starr Meehan, Authorized Signatory Dated: August 7, 2026 Certificate of Posting My name Is ____________________________ _ and my address is _________________________ _ I declare under penalty of perjury that on _____________ I filed and/or recorded this Notice of Foreclosure Sale at the office of the Fort Bend County Clerk and caused it to be posted at the location directed by the Fort Bend County Commissioners. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. START OF PAGE: 135 r TS No TX08000029-26-1 APN 2935-04-003-0120-907 TO No 260413934-TX-RWI SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic LLC AT 702-659-7766 FOR REINSTATEMENT I PAY OFF REQUESTS CONTACT: (800) 567-4735 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. To the extent your original obligation was discharged, or Is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to Impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. START OF PAGE: 136 . . TS No TX0B000029-26-1 APN 2935-04-003-0120-907 EXHIBIT 11A11 TO No 260413934-TX-RWI LOT 12, IN BLOCK 3, ESTATES OF TEAL RUN, SEC. 4, A SUBDIVISION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN SLIDE NO. 2327/B OF THE MAP AND/OR PLAT RECORDS OF FORT BEND COUNTY. TEXAS. ss