TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3811 FILED 5/28/2026 1:52:07 PM ci igagee, Mortgage Servicer and Substitute Trustees; 1. NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE'S SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF FHE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DEED OF TRUST INFORMATION: . Date: 09/21/2020 Granter(s):; | ESMERALDA ENCISO, A SINGLE WOMAN Original Mortgagee: © MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS BENEFICIARY, . AS NOMINEE FOR MOUNTAIN WEST FINANCIAL INC., ITS SUCCESSORS AND ASSIGNS Original Principal: $157,102.00 Recording Information: Instrument RP-2020-453283 Property County: —_ Harris Property: (See Attached Exhibit “A’) Reported Address: 14 CRESTBRIAR COURT, BAYTOWN, TX 77521 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: Idaho Housing and Finance Association Mortgage Servicer: Idaho Housing and Finance Association Current Beneficiary: Idaho Housing and Finance Association Mortgage Servicer Address: 565 W. Myrtle, Boise, ID 83702 SALE INFORMATION: Rd, Date of Sale: Tuesday, the 7th day of July, 2026 Time of Sale: 10:00AM or within three hours thereafter. Place of Sale: The Bayou City Event Center, Magnolia South Ballroo ted at 94 Houston, TX 77045 OR AS DESIGNATED BY THE TY:€O INER’S is/are Tigeloviger the area(s) OFFICE in Harris County, Texas, Or,,if the preceding art designated by the Harris ty missioner's Cou area most recently designated by the i ioner’s Court. WHER] i rust was declared; such default was reported to not have been and.all and any previously appointed Substitute Trustee has been removed and LEG, Brader:Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, have been appointed rustées and requested to sell the Property to satisfy the indebtedness; and IREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: The maturity of the Note has been accelerated and all sums secured by the Deed of Trust have been declared to be immediately due and payable. Auction.com, LLC, Braden Bares or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time. 3. This sale shall be subject to any legal impediments to the sale of the Property and to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien of the Deed of Trust. 4. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose shall be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the Grantor in the Deed of Trust.. The property shall be offered "AS-IS", purchasers will buy the property "at the purchaser's own risk" and "at his peril", and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property, subject to any liens or interests of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. N Substitute Trustee(s); Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, : Substitute Trustee Address: 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 Document Prepared by: Bonial & Associates, P.C. 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER 9658-4353 2147050697 PGi POSTPKG  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3811 FILED 5/28/2026 1:52:07 PM Cc. Certificate of Posting e address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. | declare I filed and / or recorded this Notice of Foreclosure Sale at the ed it to be posted at the location directed by the Harris County Commissioners I am Chris Poston under penalty of perjury that office of the Harris County Clerk ai Court. : © — Exhibit "A" LOT THIRTY-NINE (39), OF BRI OF BAYTOWN, SECTION (1), A SUBDIVISION OUT OF THE J.W. SINGLETON SURVEY, IN HARRIS COUNT S, ACCORDING TO THE MAP OF PLAT THEREOF RECORDED IN VOLUME 313, PAGE 145 OF T! OF HARRIS COUNTY, TEXAS | Return to: Bonial & Associates, P.C., 14841 as Parkway, Suite 350, Dallas, TX 75254 Ti mr oO > TT oO O ~~ vt 9658-4353 2147050697 : POSTPKG