TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3088 FILED 5/1/2026 8:33:40 AM . #: 2026-23569-TX POINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE ENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY E SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING LLC, Auction.com, Abstracts/Trustee: Street, Suite 205, conferred upon the original and execute the remedies p, Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, esolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5% ce Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct the bepeficiary therein. 1. Date, Time, and Place of Sale. Date: 7/7/2026 Time: The earliest time t Place: — Harris County Courthou: lowing location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EV. KNIGHT RD, HOUSTON, the area most recently designate if the preceding area is no longer the designated area, at County Commissioners Court. 2. Property To Be Sold. LOT FIFTY-THREE (53), IN AN ADDITION IN HARRIS COUNTY, TEXAS ACCO VOLUME 239, PAGE 33 OF THE MAP RECORDS OF HARRIS office of the County Clerk of Harris County, Texas, recorded on 9/2/2020 under County Clerk’s File No RP-2020-409224, in Book -- and Page -- in the Real Property Records of Harris County, Texas. Grantor(s): JONATHAN PETER GARROU AND ME ITH “A. GARROU, AS HUSBAND AND WIFE Original Trustee: Black, Mann and Graham, LLP Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Bene ominee for Freedom Mortgage Corporation, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3088 FILED 5/1/2026 8:33:40 AM T.S. #: 2026-23569-TX 4. Terms of Sale. The sale will be conducted lic auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereutider to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. P nt to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any exp a aplied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requi s., Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide informatiox, docu ation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be preparé eneficial ownership information as may be required by federal reporting requirements effective for transfers o real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the Additional information regarding these regulatio stee before a trustee’s deed will be issued for covered transfers. ired transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or _ http§i/www.fedéfalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-t 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $142,778.00, executed by JONATHAN PETER GARROU AND MEREDITH A. GARROU, AS HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, its successors and assigns; (2) all renewals and gxtensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is ¢ and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Prope ie indebtedness. 7. Mortgage Servicer Information. The Mortgage authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servi ent and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any ereclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represefits the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION B + Dated: 4/28/2026 Cliastopher K. Baxter ige President jo. 90001747 h Street, Suite 205 For sale information visit: https: com or Contact (800) 758-8052