Document No: 118813 Recorded On: October 01, 2026 12:30 PM Doc-118813 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 “VG-705-2026-1 18813" Billable Pages: 1 Number of Pages: 2 NOTICE OF FORECLOSURE *****Fyamined and Charged as Foilows***** Total Recording: $ 22.00 File Information: Document No: Receipt No: Recorded On: Deputy Clerk: Station: SRN COM, ~ Pa *, i ee “S 4017, OF HID “ini \) rs yrAs 4, ® \ “tinnw0w SS *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY 118813 20261001000175 October 01, 2026 12:30 PM Imelda Leal CC-ED-KF1005 because of color or race is invalid and unenforceable under federal law. Record and Return To: Connie Cobb South Texas Title & Trustee PO BOX 530493 original returned to customer Harlingen TX 78553 STATE OF TEXAS County Clerk Arturo Guajardo Jr. COUNTY OF HIDALGO | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Hidalgo County, Texas Doc-118813 NOTICE OF SUBSTITUTE TRUSTEE SALE ne I Deed of Trust Date: Grantor(s)/Mortgagor(s): 2/26/2003 KARLA G CARDENAS MARTINEZ. AN UNMARRIED WOMAN Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. PENNYMAC LOAN SERVICES. LLC (“MERS”) SOLELY AS A NOMINEE FOR COUNTRY WIDE HOME LOANS, INC. ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A HIDALGO Page: N/A Instrument No: 1175686 Mortgage Servicer: Mortgage Servicer’s Address: PennyMac Loan Services, LLC is representing the Current 6101 Condor Drive. Beneficiary/Mortgagee under a servicing agreement with the Current Moorpark, CA 93021 Beneficiary/Mortgagee. Date of Sale: 11/3/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: Hidalgo County Administrative Building. 3802 S. Business Hwy 281. Edinburg, Texas. 78539 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: ALL OF LOT 119, SHARYLAND PLANTATION VILLAGE PASEO LINDO PHASE II. AN ADDITION TO THE CITY OF MISSION, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP RECORDED IN VOLUME 38, PAGE 153, MAP RECORDS IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR ALL PURPOSES In accordance with TEX. PROP. CODE $51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC. Connie Cobb or Clyde Cobb or Constance Lewis or Montgomery Medley or Julie Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust, and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time The Property will be sold “AS TS,” without any express or implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of Tex. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE, THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 9/25/2026 4 October 1, Ne Thuy Frazier, Attorney McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attomeys for PennyMac Loan Services, LLC hups /suies. mecarthybolinus come MH File Number: TX-26-132819-POS Loan Type: FHA