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Foreclosure Notice*
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NOTICE OF SUBSTITUTE TRUSTEE SALE
Deed of: Trust: Date: | Grantor(s)/Mortgagor(s):
10/11/2016. ‘| JEREMIAH PAUL DISNARD, JOINED: HEREIN PRO FORMA
Lo | BY HIS SPOUSE AND KAREN L ZAMORA’
Original Beneficiary/Mortgagee: : Current Beneficiary/Mortgagee:. —
‘| NAVY. FEDERAL CREDIT. UNION | NFCU:
Recorded in:* sO Property County:
Volume: N/A DENTON
Page: N/A.
Instrument No:.129023
Mortgage Servicer: Mortgage Servicer’s Address:
Navy Federal Credit Union is Fepresenting. the Current’ - 820.Follin Lane SE;
Benefi ciary/Mortgagee under.a'servicing agreement: with the Current: Vienna,: ‘VA 22180
Beneficiary/Mortgagee.
Date‘of Sale:* 7/7/2026... - . -Earliest:Time Sale: Will Begin::1:00 PM:
Place of Sale of. Property: THE COURTYARD.AREA, OF THE SOUTHWEST: CORNER OF THE DENTON.COUNTY: COURTS BUILDING: :
OR ‘AS DESIGNATED BY THE COUNTY. COMMISSIONER'S OFFICE OR IN THE AREA. DESIGNATED. BY THE COMMISSIONER'S
COURT, PURSUANT TO SECTION. ELE 002 OF THE TEXAS PROPERTY CODE..
Legal. Description: BEING LoT 20, IN BLOCK B; OF:OAK HILLS: PHASE‘5, SECTION 1,,AN: ADDITION ‘TO THE CITY OF CARROLLTON, DENTON
COUNTY, ‘TEXAS, ACCORDING TO THE:PLAT: THEREOF: ‘RECORDED:IN CABINET F, SLIDE 378, OF THE. PLAT RECORDS OF: DENTON COUNTY,
TEXAS
In‘accordance with: TEX.-PROP. CODE §51.0076: ‘and the Deed of Trust referenced above, the undersigned : as attorney for Mortgagee ‘or Mortgage. Servicer does hereby
remove’ the. original Trustee:and all-successor. substitute trustees and appoints | in their stead, Payton: Hreha,: Francesca Ontolani,; Shelley: Ontolani; Mary’ Mancuso, Liz
Hach, M ichele Hreha or.Carol. Dunmon, Cole Patton, Myra Homayoun, Thuy’ Frazier, McCarthy, & Holthus, LLP; "as Substitute Trusice, who shall hereafter: ‘exercise all
powers and-duties set aside to the said original ’ Trustee under there ‘said Deed of Trust; and, further; does hereby request, ‘authorize, and’ instruct said ‘Substitute: ‘Tnistee:
to conduct and direct the execution of remedies set aside to the beneficiary therein
The: Substitute Trustec:will ‘sell the property by public auction to the highest bidder for cash at the‘place and date. specified. The sale‘awill ‘begin: at the éarliest time
stated above or ‘within three (3) hours:after that time,
The Property will be sold “AS 1S,” without any express or. implied: warranties, ‘except as to. warranties of. title, and’al the purchaser’s own-risk, pursuant to the terms of
Tex. PROP. CODE §51. 002 and $5 1009, Prospective bidders are advised to conduct ah independent i investigation of the nature and physical condition of the Property.
Substitute: Trustee reserves the right:to set further'reasonable‘conditions for’ ‘conducting the public. auction. Any such further conditions:shall be announced before
bidding i is opened for. ‘the first sale. of the day held by Substitut ‘Trustee. : 0
THIS ; ANSTRUMENT. ‘APPOINTS: “THE SUBSTITUTE TRUSTEE(S): IDENTIFIED: TO: ‘SELL: THE. PROPERTY. DESCRIBED: IN THE SECURITY.
INSTRUMENT. IDENTIFIED:IN THIS NOTICE OF SALE“THE PERSON SIGNING THIS NOTICE IS’ THE ATTORNEY: OR: ‘AUTHORIZED “AGENT:
OF THE MORTGAGEE OR MORTGAGE SERVICER:
NOTICE PURSUANT. TO:TEX. PROP, CODE §51.002(1): ASSERT AND,PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED. FORCES. OFTHE
UNITED STATES. IF YOU; OR-YOUR: -SPOUSE-ARE SERVING:ON: ACTIVE MILITARY. DUTY, INCLUDING ‘ACTIVE MILITARY. DUTY-AS7A;
MEMBER OF THE ‘TEXAS NATIONAL OR ‘THE NATIONAL GUARD. ‘OF ANOTHER STATE OR ASA. MEMBER OF-A. RESERVE COMPONENT: OF
THE: ARMED FORCES OFTHE UNITED. STATES, 1 PLEASE: ‘SEND: WRITTEN: NOTICE: OF: THE ACTIVE: DUTY. MILITARY: SERVICE: TO THE |
SENDER OF. THIS NOTICE, IMMEDIATELY.
Dated: 3/5/2026
Thuy, Frazier, “Attomey. . Substitute Trustee.” Sh ma
McCarthy & Holthus, LLP c/o Tejas:‘Trustec: , 2 po a
1255 West'15th Street, Suite 1060: 1255. West 15th Street, Suite 1060. = o =
Plano, TX:75075; Plano, TX: 75075 ~ me FE.
Attomeys for ‘Navy.Federal Credit Union Hsales mecarthyholthus.con/ °o m= Mm
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MH File Number: ‘TX-26- 126859-POS:
Loan‘Type: ‘Conventional Residential