“VG-705-2026-117998" Document No: 117998 Recorded On: July 09, 2026 12:23 PM Doc-117998 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 Billable Pages: 3 Number of Pages: 4 NOTICE OF FORECLOSURE *4***Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Record and Return To: Document No: 117998 South Texas Court Services Receipt No: 20260709000175 14345 N Los Ebanos Rd Recorded On: July 09, 2026 12:23 PM original returned to customer Deputy Clerk: Erika Gonzalez MISSION TX 78573 Station: CC-ED-KF1016 lig, STATE OF TEXAS Oly, COUNTY OF HIDALGO = e * % | hereby certify that this instrument was FILED in the File Number sequence on the date/time = * i ; ” = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 32% fos St... RS — Arturo Guajardo Ir. Ay OF HNO WS County Clerk J ‘ Hw y Hidalgo County, Texas Doc-117998 NOTICE O C TIO OTICE OF TRU , E Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. DEED OF TRUST INFORMATION; Date: November 10, 2005 Grantor(s): Rodolfo David Guerra and Wife Edna R Guerra Original International Bank of Commerce Morigagee: Original Principal: $978,800.00 Recording 2005-1547046 Information: Property County: Hidalgo Property: ALL OF LOT 11, NORTH POINTE SUBDIVISION, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 28, PAGE 6B, MAP RECORDS OF HIDALGO COUNTY, TEXAS. Property Address: 423 Nightingale Boulevard Mcallen, TX 78504 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2006-J1, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2006-J1 Mortgage Servicer: Shellpoint Mortgage Servicing Mortgage Servicer 75 Beattie Place Address: Greenville, SC 29601 SALE INFORMATION: Date of Sale: August 4, 2026 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: Hidalgo County Administrative Building, 2802 S. Business Hwy 281, Edinburg, Texas, 78539 or, if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner’s Court. Substitute Auction.com, LLC, and Padgett Law Group, any to act Trustee: Substitute 546 Silicon Dr., Suite 103 Trustee Address: Southlake, TX 76092 PLG File Number: BANA 25-014728-1 1 Doc-117998 APPOINTMENT OF SUBSTITUTE TRUSTEE: MORTGAGEE OR MORTGAGE SERVICER, The undersigned is the attorney for the mortgagee and/or mortgage servicer, and in such capacity does hereby remove the original trustee and all successor substitute trustees under the above-described Deed of Trust and appoints in their place, any to act, those substitute trustees identified in the SALE INFORMATION section of this notice, whose address is c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under said Deed of Trust, and further does hereby request, authorize, and instruct said Substitute Trustees to conduct and direct the execution of remedies set aside to the beneficiary therein. WHEREAS, the above-named Grantor(s) previously conveyed the above-described property in trust to secure payment of the Note set forth in the above-described Deed of Trust; and WHEREAS, a default under the Note and Deed of Trust was declared, such default was reported to not have been cured, and all sums secured by such Deed of Trust are declared immediately due and payable. WHEREAS, the original Trustee and any previously appointed Substitute Trustee under said Deed of Trust has been hereby removed and the herein described Substitute Trustees, have been appointed as Substitute Trustees and authorized by the Mortgage Servicer to enforce the power of sale granted in the Deed of Trust; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: i. The maturity of the Note is hereby accelerated, and all sums secured by the Deed of Trust are declared to be immediately due and payable. 2. The herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time. 3. The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. 4. This sale shall be subject to any legal impediments to the sale of the Property to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien imposed by the Deed of Trust. 5. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fiess for the particular purpose shall be conveyed at the sale, save and except the Grantor’s warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be sold “AS-IS”, purchaser’s will buy the property “at the purchaser’s own risk” and “at his peril” and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property, subject to any liens or interest of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. 6. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of PLG File Number: BANA 25-014728-1 2 Doc-117998 the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Mortgagee’s Attorney, or the duly appointed Substitute Trustee. (hnwa- Padgett Law Group, LLC My name is and my address is c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on_77- §-Zoz gc .1 filed at the office of the Hidalgo County Clerk to be posted at the Hidalgo County courthouse this notice of sale. Declarant’s Name: Date: 7 9- ZOZG Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 (850) 422-2520 this 7 day ot CA. LEE WITNESS MY HAN, PLG File Number: BANA 25-014728-1 3