TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6286 FILED 8/27/2026 11:00:48 AM NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on May 25, 2012, a certain Adjustable Rate Home Equity Conversion Deed of Trust (“Reverse Mortgage”) was executed by WILLIAM DOZIER AND RUTHIE M. DOZIER, as mortgagor in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR AMERICAN ADVISORS GROUP, ITS SUCCESSORS AND ASSIGNS, as mortgagee and CHRISTOPHER MULLINS, as trustee, and was recorded on June 5, 2012 under Clerk's Instrument Number 20120245387 in the real property records of Harris County, Texas. WHEREAS, the Reverse Mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and. WHEREAS, the beneficial interest in the Reverse Mortgage is now owned by the Secretary, pursuant to an assignment dated November 27, 2018, and recorded on January 16, 2019, under Clerk’s Instrument ber RP-2019-19448 in the real property records of Harris County, Texas; and REAS, a default has been made in the covenants and conditions of the Reverse Mortgage in that the no longer occupies the property; and virtue of the default, the Secretary has declared the entire amount of the indebtedness everse Mortgage to be immediately due and payable; REFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, led on October 15, 2007 in Dallas County under Clerk’s File Number 20070369306, notice is hereby that on October 6, 2026, at 12:00 PM local time or no later than three hours thereafter, all real | property at or used in connection with the following described premises (“Property”) will b ic auction to the highest bidder: IVE (5), OF PARADISE VALLEY, A D OUT OF JOHN WHITE SURVEY, UME 116, PAGE 8, OF THE MAP Commonly known as: 4323 BUNGALO 77047, The sale wil! be held in Harris County, Texas at i nn: AT THE MAGNOLIA SOUTH BALLROOM OF THE BAYOU CITY EVENT CE HOUSTON, TX 77045 PER ORDER RECORDED -2023-304925, or if the preceding area is no longer the designated area, at the area most recent ited by the County The Secretary of Housing and Urban Development will bid $169, There will be no proration of taxes, rents or other income or liabilities, e7 1! purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been date of the foreclosure sale. form of a certified check or cashier’s check made out to the Secretary of HUD. A deposi accompany each oral bid. If the successful bid is oral, a deposit of $16,972.33 must be presente the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must 8 delivered within 30 days of the sale or at such other time as the Secretary may determine for good caus shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash: The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them, The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. 25-000046-430-1  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6286 00:48 AM FILED 8/27/2026 11 Ke = | Ss If the high bidder is unable to close the sale within the required period, or within any extension of ti granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election 0} the foreclosure commissioner after consultation with the HUD representative, will be liable to H offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the E Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchi accordance with the terms of the sale as provided herein. HUD does not guarantee ti be vacant. The scheduled foreclosure sale shall be cancelled or adjoumed if it is establi application of the mortgagor to the Foreclosure Commissioner not less tha or otherwise, that the default or defaults upon which the foreclosure is bas: service of this notice of default and foreclosure sale, or all amounts due under tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s c able to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be paid in full prior the scheduled sale is $169,723.34, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the . most reasonable road distance for posting notices and forthe Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for titl ien record, ‘ches, the necessary out-of- pocket costs incurred by the Foreclosure Commissioner for i ents, a commission for the Foreclosure Commissioner, and all other costs incurred in conne the foreclosure prior to teinstatement. Tender of payment by certified or cashier’s check cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure ioner provided below. Date: August 26, 2026 | L. Keller Mackie Foreclosure Commissioner Mackie Wolf Zientz & Mann, P. Parkway Office Center, Suite 14160 Dallas Parkway Dallas, TX 75254 (214) 635-2650 (214) 635-2686 Fax 25-000046-430-1