& “ty . “O, . NOTICE OF FORECLOSURE SALE Nie ‘7 ty “fy +, & a Deed of Trust: “Sl “t, ® ~ Dated: July 3, 2019 Ne o Grantor: CALEB MORRIS AND ERICA MORRIS Nee,” “ey Trustee: Thomas E. Black, Jr. a Lender: Robert Gavitt and Elizabeth Gavitt Recorded: Document No. 2019-80071, recorded July 5, 2019, in the Official Public Records of Denton County, Texas Secures: Promissory Note ("Note") in the original principal amount of $406,000.00, executed by CALEB MORRIS AND ERICA MORRIS ("Borrower") and payable to the order of Lender Maturity Date: © June 30, 2024 Legal Description: Lot 30, Block Y, Country Lakes North Phase 3Al & 3B, Subdivision to the City of Denton, Denton County, Texas, according to the Map and/or Plat thereof recorded under County Clerk's File No. 2016-39, Map and/or Plat Records, Denton County, Texas, and commonly referred to as 4509 Stillhouse Hollow Lane, Argyle, Denton County, Texas 76226 Assignments and Current Holder: Assignment I: Robert Gavitt and Elizabeth Gavitt to Elizabeth J. Gavitt, as Trustee of the Robert and Elizabeth Gavitt Revocable Trust w/a/d March 3, 2016 as amended u/a/d April 28, 2022; effective April 28, 2022; recorded July 12, 2024 under Instrument No. 74378, Official Public Records of Denton County, Texas. _ Assignment 2: Elizabeth J. Gavitt, as Trustee of the Robert and Elizabeth Gavitt Revocable Trust, to Elizabeth J. Gavitt, Jonathan S. Gavitt, and Alexander J. Gavitt, as Co-Trustees of the Survivor's Trust u/a/d March 3, 2016; effective June 30, 2024; recorded July 12, 2024 under Instrument No. 74378, Official Public Records of Denton County, Texas. Assignment 3: Elizabeth J. Gavitt, Jonathan S. Gavitt, and Alexander J. Gavitt, as Co-Trustees of the Survivor's Trust u/a/d March 3, 2016, to Jonathan S. Gavitt and Alexander J. Gavitt, individually; effective June 30, 2024; recorded July 12, 2024 under Instrument No. 74378, Official Public Records of Denton County, Texas. Current Holder: Jonathan S. Gavitt, 2800 Scenic Drive, Flower Mound, TX 75022, and Alexander J. Gavitt, 304 Doe Creek Trail, Denton, TX 76210 FORECLOSURE SALE: Date: Tuesday, July 7, 2026 Time: The sale of the Property will be held between the hours of 1:00 p.m. rrcerrwconmass HMMM 4877570 and 4:00 p.m. local time; the earliest time at which the Foreclosure Sale will begin is 1:00 p.m. and not later than three hours thereafter. Place: THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BLDG, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED “AREA, AT THE AREA MOST.RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Lender’s or Loan Servicer’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Substitute Trustee: Bennett M. Wyse, Ted Gambordella, Carol Dunmon, Francesca Ortolani, Mary Mancuso, Shelley. Ortolani, Michele Hreha, David Stockman, Guy Wiggs, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, and/or Robin Shelton Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, Lender, the owner and holder of the Note, or its Loan Servicer, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Lender’s, or Loan Servicer’s election to proceed against and sell both the real. property and any personal property described in the Deed of Trust in accordance with Lender’s rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If Lender or Loan Servicer passes the Foreclosure Sale, then notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by Lender, or Loan Servicer. Prospective bidders are strongly urged to examine the applicable property records NOTICE OF FORECLOSURE SALE PAGE 2 OF 3 wo to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold “AS IS,” without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED HEREIN TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY, SUBSTITUTE TRUSTEE, OR OTHER AUTHORIZED AGENT OF THE MORTGAGEE OR LOAN SERVICER. SUBSTITUTE TRUSTEE: By: oa Ted Gambordella, Substitute Trustee 5910 N Central Expy, Suite 920 Dallas, Texas 75206 Tel. (214) 473-5551 Fax, (214) 540-9333 Tgambordella@prattaycock.com NOTICE OF FORECLOSURE SALE PAGE 3 OF 3