Of | O46 FLED FORRECORD NOTICE OF SUBSTITUTE TRUSTEE’S FORECLOSURE SALE 7/23/2026 10:01:04 AM STATE OF TEXAS § COUNTY CLERK DENTON CO. TE: § py} _bepur COUNTY OF DENTON § WHEREAS, by that certain Texas Home Equity Line of Credit Security Instrument (Securing Future Advances)(First Lien) dated as of December 22, 2023, executed by CHARLES W. SEO AKA CHARLES SEO (“Grantor”) to Andrew Whang, Trustee, for the benefit of GLOBAL ONE BANK (“Lender”), filed for record in the deed records of Denton County, Texas (the “Deed of Trust”) and any and all addendums and/or modifications to such Deed of Trust, which are incorporated herein for all purposes, Grantor conveyed to Trustee certain property situated in Denton County, Texas (the “Property”), which Property includes the real property, the improvements thereon as described in the Deed of Trust, said real property being all that certain tract or parcel of land situated in Denton County, Texas, more fully described in Exhibit “A” attached hereto and made a part hereof for all purposes, to secure the repayment of that certain Texas Home Equity Line of Credit Agreement and Promissory Note dated on or about December 22, 2023, in the original principal amount of $660,000.00, executed by Grantor as Maker and payable to the order of Lender, and all renewals, extensions and modifications thereto (the “Note”), and any and all other indebtedness secured by and described in the Deed of Trust; and WHEREAS, by instrument entitled Appointment of Substitute Trustee, the Lender, the beneficiary of the Note and Deed of Trust, appointed John H. Ivie, III, Jeff Benton, Brandy Bacon, Michelle Schwartz, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Jamie Dworsky, Angela Cooper Brown, Kelly Goddard and David Garvin, whose street address is 400 Las Colinas Blvd. E, Irving, Texas 75039, as Substitute Trustees; WHEREAS, default has occurred under the terms of the Note or Deed of Trust, and the outstanding principal balance, together with accrued but unpaid interest and other sums owed pursuant to the Note and Deed of Trust (the “Indebtedness”), is now wholly due and payable; and WHEREAS, in accordance with Rule 736 of the Texas Rules of Civil Procedure, Lender filed an Application for Expedited Foreclosure Proceedings in the 431% Judicial District Court of Denton County, Texas, under Cause No. 26-3571-431, in which proceeding the District Court entered an Order Granting Motion for Order of Default Pursuant to Texas Rule of Civil Procedure 736.7, on July 9, 2026. WHEREAS, the owner and holder of said Note has requested the undersigned to sell all personalty located on the Property in accordance with the terms and provisions of Article 9 of the Texas Business and Commerce Code. The sale of the personalty will be held at the same time and place as the above described real property sale; however, for purposes of determining the scope of this sale conducted pursuant to this paragraph, all personalty and improvements located NOTICE OF SUBSTITUTE TRUSTEE’S FORECLUSURE SALE PAGE | on the Property shall be deemed realty to the extent permitted by the Deed of Trust and the laws of the State of Texas. NOW, THEREFORE, NOTICE IS HEREBY GIVEN that on September 1, 2026, no earlier than 12:00 o’clock p.m., nor later than 3:00 o’clock p.m., 1, or another duly appointed substitute trustee under the Deed of Trust, will sell the Property and all of the components thereof and all personalty located on the Property in the area designated by the Commissioner’s Court of Denton County, Texas, to the highest bidder for cash. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. EXECUTED this 22™ day of July, 2026. By: H. Ivie, III ubstitute Trustee NOTICE OF SUBSTITUTE TRUSTEE’S NON-JUDICIAL FORECLOSURE SALE PAGE 2 EXHIBIT “A” Real Property Description Lot 6, in Block B, of Wichita Chase, Phase One, an addition toa the Town of Flower Mound, in Denton County, Texas, According to the Map or Plat thereof Recorded in Cabinet N Slide 121 and 122 of the Plat Records of Denton County, Texas. NOTICE OF SUBSTITUTE TRUSTEE’S FORECLOSURE SALE PAGE 3