NOTICE OF SUBSTITUTE TRUSTEE SALE EUS TIT UTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 4/8/2024 JEFFERY TODD ELROD AND JENNIFER MICHELLE ELROD; A MARRIED COUPLE Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Planet Home Lending, LLC (“MERS”) SOLELY AS A NOMINEE FOR LOANDEPOT.COM, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2024-2024000041619 Mortgage Servicer: Mortgage Servicer’s Address: Planet Home Lending, LLC is representing the Current 321 Research Parkway, Beneficiary/Mortgagee under a servicing agreement with the Current Meriden, CT 45342 Beneficiary/Mortgagee. Date of Sale: 8/4/2026 Earliest Time Sale Will Begin:.40:00 AM Place of Sale of Property: The southwest entrance of the Jack Hatchell Collin County Administration Building located. at 2300 Bloomdale Road McKinney, Texas 75071, or if the preceding area is no longer the designated area, at the area most recently(designated by'the County Commissioners Court OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT.TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. > Legal Description: BEING LOT 23, INBLOCK W, OF EASTRIDGE PHASE 2B, AN ADDITION TO THE CITY: OF PRINCETON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP THEREOF RECORDED IN VOLUME 2023, PAGE 490, OF THE PLATJREGORDS OF COLLIN COUNTY, TEXAS. In accordance with TEx. PROP. CODE §51.0076 and the Deed of Trust referenced aboye, the undersigned as attorneysfor Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Carol Dunmon, Mary Maneuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, JanetsPinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shule, Liz Hach, Michele Hreha or Carol Dunmon,Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said origina) Trustée under therélSaid Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies sct aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest, biddcr for cash at the placedand date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, exeepthas to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009, Prospective bidders are adyis€d't6lconduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable/conditions for Conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTIGE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX, PROP. CODE §51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES)PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATEby. CMO Thuy Frazier, Attorney Substitute Trustee Dated: 6/24/2026 McCarthy & Holthus, LLP c/o ServiceLink Auction 1255 West I Sth Street, Suite 1060 1255 West 15th Street, Suite 1060 nae Plano, TX 75075 Plano, TX 75075 8 i Attorneys for Planet Home Lending, LLC https://sales.mecarthyholthus.com/ — MH File Number: TX-26-130082-POS Loan Type: FHA