s P 2.3 f 2026 JUL - 2 AN 8: 33 STACEY KEMP T.S.#: 202625277- Tx COUNTY CLERK RTS2752 COLL I UP1TY. TEXAS Olt" ' , APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE T'EfiALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, inaccordance with Texas Property Code§ 51.0.076, as attorney- in-factforthe Mortgagee orMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, AuctiOn.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/ Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, do Nestor Solutions, LLC, 214 5't' Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee underthe Deed ofTrust,andfurtherauthorizes and directs the Substitute Trustee toconduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place ofSale. Date: 9/1/ 2026 Time: The earliest time the sale will begin is 10:00AM, or within three( 3) hours afterthat time. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, atthe area most recently designated by the County Commissioners Court. 2. PropertyTo Be Sold. BEING LOT33, IN BLOCKT,OF EASTRIDGE PHASE 2B, AN ADDITION TO THE CITYOF PRINCETON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP THEREOF RECORDED IN VOLUME 2023, PAGE 490, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 4805 ELLISON DRIVE MCKINNEY, TX 75071 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 5/17/2024 and recorded in tht office ofthe County Clerk ofCollin County, Texas, recorded on 5/20/2024 under County Clerk' s File No 2024000060289, in Book-- and Page— in the Real Property Records ofCollin County, Texas. Grantor( s): NATION GIBRICK, A SINGLE MAN Original Trustee: Gregory S. Graham Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Paramount Residential Mortgage Group, Inc., itssuccessors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage CorporationT.S.it: 2026-25277-TX 4. Terms ofSale. The salewill beconducted asapublic auction to thehighest bidder forcash, subject to theprovisions ofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust atthe time ofsale. Pursuant to §51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee'ssalemay berequiredtoprovide information, documentation and/orcertification asmandatedbyapplicablefederal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/2026. If applicable, the required information must be provided to the trustee before atrustee' s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www.fincen.gov/rre- faqs# D_5 or https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed ofTrustprovides that itsecures thepayment ofthe indebtedness andobligations described therein( collectively, the" Obligations"), including, butnot limited to:( 1) the promissory note in the original principal amount of $360,352.00, executed by NATION GIBRICK, A SINGLE MAN, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Paramount Residential Mortgage Group, Inc., its successors and assigns;( 2) all renewals and extensions ofthe note; and( 3) any and all present and future indebtedness ofthe Trustor( s) to the current holderofthe Obligations, secured by the Deed ofTrust. Default has occurred in the payment ofthe indebtedness, and the same isnow wholly due and payable. The owner and holder ofthe Obligations has requested thatthe Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofaservicing agreement with the Mortgagee. Pursuant tothe Servicing Agreement and Texas Property Code§ 51. 0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5PKWY BLDG 4 FISHERS IN 46037-7939 Phone:( 855) 690- 5900 Assertand protectyour rightsas a memberofthe armed forcesofthe United States. Ifyou areoryourspouse isserving on active military duty. including active military duty as a member ofthe Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send Written notice ofthe active- duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC,as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 6/26/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www.xome.com orContact( 800) 758- 8052