04 [o2Y4 NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON YOU MAY REMOVE. OR STRIKE. ANY OR ALL OF THE FOLLOWING | - INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT _ IS FILED FOR. RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE’S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO ‘SELL THE PROPERTY DESCRIBED _IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS_THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE’S SALE DATE: July 8, 2026 rn 2) NOTE: Note described as follows: ren - Date: November 21, 2014 |: & 2 __ Maker: Vijay Desai jo " = ” Payee: NewRez LLC successor to original lender BN 7 Oo o Original Principal Amount: $261,094.00 ~ o m= - . -- aE. im DEED OF TRUST: Deed of Trust described as follows: uw 8 * & Date: ‘November 21, 2014 s i ~ Grantor: Vijay Desai, an unmarried person Trustee: Thomas E. Black, Jr. Beneficiary: NewRez LLC successor to original lender Recorded: | INSTRUMENT NO. 2014-119946 WHICH WAS RECORDED IN THE OFFICIAL RECORDS OF DENTON COUNTY, TEXAS. LENDER: NewRez LLC BORROWERS: Vijay Desai PROPERTY: The property described as follows: THE PROPERTY LOCATED IN DENTON COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon Page 1 of 5 and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Caro] Dunmon, Francesca Ortolani, Mary Mancuso, Shelley Ortolani, Michele Hreha, David Stockman, Guy Wiggs, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, David Garvin, Kelly Goddard Substitute Trustee’s Mailing Address: c/o SettlePou 3333 Lee Parkway, Eighth Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: September.1, 2026, the first Tuesday of the month, to commence at 10:00 A.M., or within three (3) hours after that time. | : PLACE OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: In DENTON County, Texas, LOCATED AT DENTON COUNTY COURTS BUILDING, 1450 EAST MCKINNEY STREET, DENTON, TX 76209 AT THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BLDG, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA © MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT. RECITALS Lender, the owner and holder of the Note and the Deed of Trust lien under Texas Property Code Section 51.002, has requested that Substitute Trustee sell the Property according to the terms of the Deed of Trust and applicable law due to a default in the payment of the Note and/or in the performance of the obligations under the Deed of Trust that secures the Note. Formal notice is now given of Lender’s election to proceed against and sell the real property described in the Deed of Trust, consistent with the Lender’s rights and remedies under the Deed of Trust and applicable law. Therefore, notice is given that on the Date and Time of Substitute Trustee’s Sale of Property and at the Place of Substitute Trustee’s Sale of Property, 1, as Substitute Trustee, or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed of Trust and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the Property that are superior to the Deed of Trust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, Page 2 of 5 representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties.of title required by the Deed of Trust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE-DUTY MILITARY SERVICE TO PETITIONER OR PETITIONER'S ATTORNEY IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed of Trust described as follows: Date: November 21, 2014 Grantor: Vijay Desai, an unmarried person Trustee: Thomas E. Black, Jr. Beneficiary: NewRez LLC successor to original lender Recorded: © INSTRUMENT NO. 2014-119946 WHICH WAS RECORDED IN THE OFFICIAL RECORDS OF DENTON COUNTY, TEXAS. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN DENTON COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT. A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: Carol Dunmon, Francesca Ortolani, Mary Mancuso, Shelley Ortolani, Michele Hreha, David Stockman, Guy Wiggs, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, David Garvin, Kelly - Goddard Substitute Trustee’s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Each Substitute Trustee is appointed effective as of July 8, 2026, pursuant to Texas Page 3 of 5 Property Code § 51.0075 to succeed to all title, powers, and duties of the original or successor trustees under the Deed of Trust. Appointment of Substitute Trustees: — Name: Ryan Sheets, Attorney NewRez LLC THE STATE OF TEXAS § COUNTY OF DALLAS. § BEFORE ME, the undersigned authority, on this day appeared Ryan Sheets, and after being by me duly sworn, stated that they executed the foregoing instrument for the purposes and consideration therein expressed. GIVEN UNDER MY HAND AND SEAL OF OFFICE on Suly 8 . 2026. \/ | —Hex Way Notary Public, St PA Stn one A. San otary Public, State of Texas RK anions \ Se Pg LAS = fa) Ca S 5 ;2 ie o*. € = i wio§£ = yw = = 9 a = % ~ For a, = S ‘2 WD S Se Speed G23Tk oD S “%y D ewes 49 s “Ny “nj 02-2 ewe Notice of Sale executed by: COTTON Name: David Garvin Substitute Trustee Page 4 of 5 EXHIBIT A Baing ‘Let 34, Bliock I, THE SHORES aT HIDDEN COVE PHASE ELEVEN, an addition to Danton County, Texas, according to the plat recorded in Clerk's File No. 2014-152, Plat Racords, Denton County, Texas. Page 5 of 5