C. 143c T.S.#: 2026-23945-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Theundersigned, inaccordancewith Texas PropertyCode§ 51.0076,asattorney-in-factfortheMortgageeorMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees. and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC, Agency Sales and Posting LLC, Abstracts/ Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5t Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee. to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee toconduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place ofSale. Date: 7/7/2026 Time: Theearliest timethe sale will begin is 10:00AM, or within three( 3) hours afterthattime. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT 26, BLOCK R, ARCADIA FARMS PHASE 6, AN ADDITION IN THE CITY OF PRINCETON. COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 2021, PAGE 252, PLAT RECORDS, COLLIN COUNTY, TEXAS. Commonly known as: 526 SYCAMORE DR PRINCETON, TX 75407 3. Instrument to be Foreclosed. The instrument tobe foreclosed is the Deed ofTrust dated 7/19/2022 and recorded in the office ofthe County Clerk ofCollin County, Texas, recorded on 7/21/2022 underCounty Clerk's File No2022000112802, in Book-- and Page— in the Real Property Records ofCollin County, Texas. Grantor( s): Bobbi Smith, a single woman Original Trustee: Gregory S. Graham Original Mortgagee: Mortgage Electronic Registration Systems, Inc.. as Beneficiary, as nominee for American Financial Network, Inc., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation a N C7 c7 cz) CPVT r-r,r1 Ss 73 --.4Z7 -. b. C D. COT.S.#: 2026-23945- TX 4. Terms ofSale. The sale will be conducted as a public auction to the highest bidder forcash, subject tothe provisions ofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the DeedofTrust at the time ofsale. Pursuant to §51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' ssale may be required to provide information, documentation and/or certification asmandated by applicable federal law. and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided to the trustee before a trustee' s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www. fincen. gov/rre-fags#D_5 or https:// www.federalregister. gov/documents/ 2024/08/29/2024- 19198/anti-money- laundering- regulati ons-for-residential- real-estate- transfers. 6. Obligations Secured. The Deed ofTrust provides that itsecures the payment ofthe indebtedness and obligations described therein ( collectively, the" Obligations"), including, but not limited to:( 1) the promissory note in the original principal amount of$283,764.00, executed by Bobbi Smith, a single woman, and payable to the order of Mortgage Electronic Registration Systems, Inc.,as Beneficiary, asnominee forAmerican FinancialNetwork, Inc..itssuccessors andassigns;( 2) allrenewals and extensions of the note; and ( 3) any and all present and future indebtedness of the Trustor( s) to the current holder of the Obligations,securedbytheDeedofTrust. Defaulthasoccurred inthepaymentoftheindebtedness,andthesame isnowwholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa servicing agreement with the Mortgagee. Pursuant tothe Servicing Agreement and Texas Property Code§ 51. 0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom MortgageCorporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone:( 855) 690-5900 Assert and protect your rights as a member ofthe armed forces ofthe United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member ofa reserve component of the armed forces of the United States, please send written notice ofthe active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC,as attorney-in-fact for FREEDOM MORTGAGE CORPORATION rill at di" By: Dated: 5/8/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www. xome.com orContact( 800) 758-8052