Foreclosure Notice - 545 Janette Ct, Royse City, 75189 - 07/07/2026
The properties may be occupied; do not disturb the occupants.
Address
Auction Date
Foreclosure
Appraised
Year Built
Lien
Sq. Ft.
Prop Type
Address
Foreclosure
Year Built
Prop Type
545 Janette Ct
07/07/2026
mortgage
$397,197
2021
$399,073
1,900
Real RESIDENTIAL SFR NON WATERFRONT
545 Janette Ct
mortgage
2021
Real RESIDENTIAL SFR NON WATERFRONT
For a full list of foreclosure notices please visit the foreclosure listing page
Details
Status:  ACTIVE
Mortgage Foreclosure
Legal Description
FROST FARM, BLOCK E, LOT 9
Links
Additional info
Appraised Value:  $397,197
Year Built:  2021
Lien Amount:   $399,073
Improvement Area:  1,900 sq.ft.
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Foreclosure Notice*
NOTICE OF SUBSTITUTE TRUSTEE'S SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. FILED FOR RECORD © . © GB 2 ead or not me fe three hours after that time =< & eS AT "The area immediately outside on the front steps of the Rockwall County Courthouse, located at <x £5 { in Rockwall, Rockwall County, Texas, or if the preceding area is no longer the designated ts 3 area, at the area most recently designated by the County Commissioner's Court" in Rockwall County, Texas. 2 HB > Ss. = ig s TERMS OF SALE: CERTIFIED FUNDS FOR FULL PURCHASE PRICE MUST BE PRESENTED AT THE Lo & TIME OF SALE. FinCEN data submission and certification requirements, if applicable, must be met timely by Ss So bb entities and trusts as defined by 89 CFR 70258. We ask for the required data or exemption to be submitted and ~ & certified to the law firm at the time of sale and no later than one (1) business day after the sale, if applicable. DEED OF TRUST INFORMATION - INSTURMENT TO BE FORECLOSED: 3 November 5, 2021 Grantor): Iulie Dartough and Hynora Darrough, Wife and Husband Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for LoanDepot.com, LLC, its successors and assigns Original Principal: $399,073.00 Recording Information: Deed Inst.# 20210000030615, Current Mortgagee/Beneficiary: loanDepot.com, LLC Secures: The Promissory Note (the “Note”) in the original principal amount of $399,073.00 and all obligations contained therein, All sums secured by the Deed of Trust have been and are hereby declared immediately due and payable as a result of default under the Note and/or Deed of Trust. MODIFICATIONS AND RENEWALS: As used herein, the terms “Note” and “Deed of Trust” mean the Note and Deed of Trust as modified, renewed, and/or extended. PROPERTY TO BE SOLD: Property County: Rockwall Property Description: (See Attached Exhibit "A") Property Address: 545 Janette Court, Royse City, TX 75189 Condition and Important Recitals: Should a conflict occur between the property address and the legal description contained in “Exhibit A” the legal description shall control, The property will be sold “AS IS” without any representations, warranties, or recourse, and subject to any liens or interests that may survive the sale. Any purchaser who purchases the property does so at his/her/its own risk and is strongly encouraged to engage in significant due diligence prior to sale. MORTGAGE SERVICING INFORMATION: The Mortgage Servicer represents the Current Mortgagee pursuant to a mortgage servicing agreement with the Mortgagee. Pursuant to Texas Property Code § 51.0025, as well as the mortgage servicing agreement, the Mortgage Servicer is authorized to collect the debt and to institute foreclosure of the deed of trust referenced above. The Mortgage Servicer information is below: Mortgage Servicer: loanDepot.com, LLC Mortgage Servicer Address: 6531 Irvine Center Drive, Suite 100 Irvine, CA 92618 File No.: 26-04406TX “ SUBSTITUTE TRUSTEK(S): McCalla Raymer Leibert Pierce, LLP, Agency Sales and Posting LLC SUBSTITUTE TRUSTEE ADDRESS: 1320 Greenway Drive, Suite 780 Irving, TX 75038 ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, will go into effect.* The Rule applies to certain residential real estate sale transactions, including nonjudicial foreclosures, where the transfer is to a legal entity or trust, and the source of funds is non-financed (which includes cash, certified funds, private financing, or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement.) As part of this Rule, non-exempt purchasers are required to provide additional information and documentation about themselves, their legal entities, and the source of funds used in the reportable transaction, if applicable.* The collection of this information and documentation by our firm is required to comply with the Rule’s federal reporting requirements, if applicable. To submit and certify the required information, review informative resources/guides, or to certify an exemption please visit https://fincen.foreclosurehotline.net/, Note that a data submission or exemption form provided by an auctioneer may not be complete, which could require further data collection by the firm. Please submit and certify the required information at the time of sale and no later than one (1) business day after the sale, if applicable. If you have questions about the Rule or its applicability to you, please seek the advice of your own independent legal counsel, as this firm cannot give you legal advice. * The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided to the firm all information required by the Rule, 89 FR 70258, if applicable. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. /s/ Coury Jacocks Coury Jacocks - Bar #: 24014306 Attorney for loanDepot.com, LLC Coury. Jacocks@mccalla.com 1320 Greenway Drive, Suite 780 Irving, TX 75038 (469) 942-7141 Office (469) 533-6670 Fax DOCUMENT PREPARED BY: McCalla Raymer Leibert Pierce, LLP 1320 Greenway Drive, Suite 780 Irving, TX 75038 AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER Certificate of Posting whose address is Wyle Bas I declare under penalty perjury that ee and/or recorded this Notice of Foreclosure Sale at the office of the Rockwall County Clerk and caused it to be posted at the location directed by the Rockwall County Commissioners. Return to: McCalla Raymer Leibert Pierce, LLP, 1320 Greenway Drive, Suite 780 Irving, TX 75038 File No.: 26-04406TX EXHIBIT “A” LOT 9, BLOCK E, FROST FARM, AN ADDITION TO THE CITY OF ROYSE CITY, ROCKWALL COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CLERK'S FILE NO. 20200000018998 OF THE MAP AND PLAT RECORDS, ROCKWALL COUNTY, TEXAS. File No.: 26-04406TX
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